McCreary County, Kentucky
Income Data
At a Glance
How McCreary County Compares
Detailed Income Statistics
Data Story
About Household Income in McCreary County, Kentucky
McCreary faces steep national income gap
McCreary County's median household income of $37,355 trails the national median of $74,755 by 50%, among Kentucky's most economically challenged counties. Per capita income of just $16,972 runs 43% below the state average of $29,616, the lowest of the eight counties.
Ranked among Kentucky's lowest earners
McCreary County's median household income of $37,355 falls $18,554 below Kentucky's state average of $55,909, placing it near the bottom statewide. The county faces severe structural economic pressures.
Eastern Kentucky economic distress zone
McCreary County's $37,355 income exceeds only Magoffin County ($33,632) among the eight counties, indicating concentrated hardship in eastern Kentucky. It substantially trails Martin County ($46,185), Marion County ($55,404), and all other regional peers.
Housing costs consume significant income share
McCreary County's rent-to-income ratio of 18.9% is the second-highest among the eight counties, indicating housing stress despite low median home values of $77,000. Renters face particular budget pressure in this low-income community.
Education and skills unlock earnings potential
McCreary County residents benefit from the state's most affordable housing, with median values of $77,000, creating homeownership opportunity despite lower incomes. Pursuing vocational training, education, and remote work opportunities can significantly expand earning potential and long-term wealth.
Frequently Asked Questions
What is the median household income in McCreary County, Kentucky?
How much do people earn in McCreary County?
How does McCreary County compare to the Kentucky average?
What is the per capita income in McCreary County, Kentucky?
Is McCreary County a low-income area in Kentucky?
How does McCreary County rank for income in Kentucky?
Income Comparison Calculator
See how your household income compares in McCreary County
Your income is above the McCreary County median
County median: $37,355 per year
vs. County Median
+0%
vs. State Average
-33%
vs. National Median
-50%
Income Adequacy
Your monthly income ($3,113) vs. median rent ($588/mo). A ratio of 3.3x or higher means rent is under 30% of income.
Grow Your Wealth
See how your income stacks up in McCreary County, Kentucky? Start investing smarter with a robo-advisor that builds a diversified portfolio for you.
Start InvestingCounties with Similar Income Levels
Compare Financial Products in Kentucky
Compare savings accounts, CDs, and money market rates from top banks to make the most of your earnings.
Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.