Jefferson County, Kentucky

Income Data

+21% vs. Kentucky average
$67,849
Median Household Income
$41,267
Per Capita Income

At a Glance

Median Household Income
$67,849
+21% vs. state avg
Per Capita Income
$41,267
+5% vs. national
Income-to-Housing Ratio
28.6%
income as % of home value
Rank in Kentucky
#16 / 120
by median household income

How Jefferson County Compares

Jefferson County$67,849
Kentucky Average$55,909
National Median$74,755

Detailed Income Statistics

$67,849
Median Household Income
$41,267
Per Capita Income
$237,200
Median Home Value
28.6%
Income-to-Housing Ratio

Data Story

About Household Income in Jefferson County, Kentucky

Jefferson County exceeds national income

Jefferson County's median household income of $67,849 trails the national median of $74,755 by about 9%, placing it well above most Kentucky counties. The per capita income of $41,267 substantially exceeds the national average, reflecting strong individual earning power.

Kentucky's highest-earning county

At $67,849, Jefferson County households earn 21% more than Kentucky's state average of $55,909. The county ranks as the top income earner in the state.

Significantly outearns regional peers

Jefferson County's $67,849 median income substantially exceeds all neighboring counties, from Harrison ($63,205) to Hickman ($63,750). The county sits in a distinct economic class within its region.

Housing costs remain manageable

At 19.4% of median income, Jefferson County's rent-to-income ratio stays well below the affordability threshold despite higher home values. A median home value of $237,200 requires substantial resources but aligns with income levels.

Maximize tax-advantaged investing

Jefferson County's higher income creates significant wealth-building opportunity through maximized 401(k) and IRA contributions, taxable investments, and real estate diversification. Work with a financial advisor to optimize tax efficiency and create a comprehensive long-term investment strategy.

Frequently Asked Questions

What is the median household income in Jefferson County, Kentucky?
The median household income in Jefferson County, Kentucky is $67,849, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Jefferson County?
The per capita income in Jefferson County is $41,267, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $67,849.
How does Jefferson County compare to the Kentucky average?
Jefferson County's median household income of $67,849 is higher than the Kentucky state average of $55,909. The per capita income is $41,267, compared to the state average of $29,616.
What is the per capita income in Jefferson County, Kentucky?
The per capita income in Jefferson County, Kentucky is $41,267, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is Jefferson County income higher than the Kentucky average?
Jefferson County's median household income of $67,849 is higher than the Kentucky average of $55,909. This difference of $11,940 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does Jefferson County rank for income in Kentucky?
Jefferson County ranks #16 out of 120 counties in Kentucky by median household income (1 = highest). With a median household income of $67,849 and per capita income of $41,267, it falls in the top third of counties statewide.

Income Comparison Calculator

See how your household income compares in Jefferson County

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Your income is above the Jefferson County median

County median: $67,849 per year

vs. County Median

+0%

vs. State Average

+21%

vs. National Median

-9%

vs. Jefferson County MedianAbout equal
vs. Kentucky Average21% above
vs. National Median9% below

Income Adequacy

Monthly income covers median rent5.2x

Your monthly income ($5,654) vs. median rent ($1,097/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.