Hart County, Kentucky
Income Data
At a Glance
How Hart County Compares
Detailed Income Statistics
Data Story
About Household Income in Hart County, Kentucky
Hart County falls below national median
Hart County's median household income of $49,653 trails the national median of $74,755 by about 34%. The per capita income of $25,506 sits below both state and national averages, indicating a lower-earning population overall.
Below-average Kentucky income
Hart County households earn $49,653 annually, about 11% less than Kentucky's state average of $55,909. The county ranks in the lower-middle tier of Kentucky counties by household income.
Hart struggles among county peers
Hart County's $49,653 median income ranks below neighboring Henderson ($58,239) and Hickman ($63,750) counties. Only Jackson County ($41,410) among nearby areas shows lower household earnings.
Housing costs stretch budgets here
At 16.7% of median income, Hart County's rent-to-income ratio approaches the affordability threshold, indicating housing costs require careful budgeting. A median home value of $124,600 remains relatively accessible but leaves less room for other expenses.
Smart savings even on modest income
Hart County households can build wealth through automatic savings—even small contributions to a high-yield savings account or low-cost index fund add up over time. Consider meeting with a local financial advisor to create a budget that prioritizes emergency savings before investing.
Frequently Asked Questions
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Income Comparison Calculator
See how your household income compares in Hart County
Your income is above the Hart County median
County median: $49,653 per year
vs. County Median
+0%
vs. State Average
-11%
vs. National Median
-34%
Income Adequacy
Your monthly income ($4,138) vs. median rent ($692/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.