Hart County, Kentucky

-11% vs. Kentucky average
$49,653
Median Household Income
$25,506
Per Capita Income

At a Glance

Median Household Income
$49,653
-11% vs. state avg
Per Capita Income
$25,506
-35% vs. national
Income-to-Housing Ratio
39.8%
income as % of home value
Rank in Kentucky
#82 / 120
by median household income

Economic Indicators

Unemployment Rate
N/A
Labor Force Participation
N/A

How Hart County Compares

Hart County$49,653
Kentucky Average$55,909
National Median$74,755

Detailed Income Statistics

$49,653
Median Household Income
$25,506
Per Capita Income
$124,600
Median Home Value
39.8%
Income-to-Housing Ratio

Income Advisory: Hart County

Income Verdict

Hart County has a median household income of $49,653 and per capita income of $25,506 — a gap of $24,147, suggesting a typical mix of dual-income and single-earner households.

Housing Affordability

With median gross rent at $692/month and a median household income of $49,653, rent consumes approximately 16.7% of monthly income — well within affordable thresholds.

Economic Context

With a median household income of $49,653, residents of Hart County likely face budget constraints in higher-cost regions but may find cost of living manageable locally. Per capita income of $25,506 suggests below-average individual earnings, which may reflect local employment mix or industrial composition.

Neighbor Context

Hart County earns approximately 11.2% below the Kentucky state median household income of $55,909.

Data Story

About Household Income in Hart County, Kentucky

Hart County falls below national median

Hart County's median household income of $49,653 trails the national median of $74,755 by about 34%. The per capita income of $25,506 sits below both state and national averages, indicating a lower-earning population overall.

Below-average Kentucky income

Hart County households earn $49,653 annually, about 11% less than Kentucky's state average of $55,909. The county ranks in the lower-middle tier of Kentucky counties by household income.

Hart struggles among county peers

Hart County's $49,653 median income ranks below neighboring Henderson ($58,239) and Hickman ($63,750) counties. Only Jackson County ($41,410) among nearby areas shows lower household earnings.

Housing costs stretch budgets here

At 16.7% of median income, Hart County's rent-to-income ratio approaches the affordability threshold, indicating housing costs require careful budgeting. A median home value of $124,600 remains relatively accessible but leaves less room for other expenses.

Smart savings even on modest income

Hart County households can build wealth through automatic savings—even small contributions to a high-yield savings account or low-cost index fund add up over time. Consider meeting with a local financial advisor to create a budget that prioritizes emergency savings before investing.

Frequently Asked Questions

What is the median household income in Hart County, Kentucky?
The median household income in Hart County, Kentucky is $49,653, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Hart County?
The per capita income in Hart County is $25,506, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $49,653.
How does Hart County compare to the Kentucky average?
Hart County's median household income of $49,653 is lower than the Kentucky state average of $55,909. The per capita income is $25,506, compared to the state average of $29,616.
What is the per capita income in Hart County, Kentucky?
The per capita income in Hart County, Kentucky is $25,506, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Hart County a low-income area in Kentucky?
Hart County's median household income of $49,653 is below the Kentucky average of $55,909. The per capita income of $25,506 is also lower than the state average of $29,616. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Hart County rank for income in Kentucky?
Hart County ranks #82 out of 120 counties in Kentucky by median household income (1 = highest). With a median household income of $49,653 and per capita income of $25,506, it falls in the bottom third of counties statewide.

Income Comparison Calculator

See how your household income compares in Hart County

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1.00x

Your income is above the Hart County median

County median: $49,653 per year

vs. County Median

+0%

vs. State Average

-11%

vs. National Median

-34%

vs. Hart County MedianAbout equal
vs. Kentucky Average11% below
vs. National Median34% below

Income Adequacy

Monthly income covers median rent6.0x

Your monthly income ($4,138) vs. median rent ($692/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.