Adair County, Kentucky
Income Data
U.S. Census Bureau ACSAt a Glance
Economic Indicators
How Adair County Compares
Detailed Income Statistics
Income Advisory: Adair County
Income Verdict
Adair County has a median household income of $50,316 and per capita income of $27,705 — a gap of $22,611, suggesting a typical mix of dual-income and single-earner households.
Housing Affordability
With median gross rent at $775/month and a median household income of $50,316, rent consumes approximately 18.5% of monthly income — well within affordable thresholds.
Economic Context
With a median household income of $50,316, residents of Adair County likely face budget constraints in higher-cost regions but may find cost of living manageable locally. Per capita income of $27,705 suggests below-average individual earnings, which may reflect local employment mix or industrial composition.
Neighbor Context
Adair County earns approximately 10% below the Kentucky state median household income of $55,909.
Data Story
About Household Income in Adair County, Kentucky
Adair Household Income: Below National Average
Adair County's median household income of $50,316 falls 33% below the U.S. median of $74,755, placing the county in the lower income tier nationally. This gap reflects broader economic challenges in rural Kentucky, where agricultural and manufacturing-based economies compete with higher-wage urban centers.
Mid-Tier Ranking Within Kentucky
At $50,316, Adair's median household income ranks below Kentucky's state average of $55,909 but reflects typical conditions for many rural eastern Kentucky counties. The county's per capita income of $27,705 trails the state average of $29,616 by about 6%.
Comparable to Adjacent Rural Counties
Adair's income sits between nearby Barren County ($49,171) and Bath County ($54,128), indicating consistent economic patterns across rural south-central Kentucky. The county outpaces Bell County ($32,403) but lags behind more prosperous neighbors like Anderson County ($71,747).
Housing Costs Are Manageable Here
With a rent-to-income ratio of 18.5%, Adair County residents dedicate a reasonable portion of earnings to housing—below the 30% affordability threshold. A median home value of $134,800 remains accessible for households earning the county median, though income growth would ease financial strain.
Build Financial Security in Adair County
Adair residents with median household income have room to save after covering housing and basic expenses; prioritize building an emergency fund and exploring employer retirement plans. Consider consulting a financial advisor about homeownership strategies and long-term wealth building tailored to rural Kentucky's economic landscape.
Frequently Asked Questions
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Income Comparison Calculator
See how your household income compares in Adair County
Your income is above the Adair County median
County median: $50,316 per year
vs. County Median
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vs. State Average
-10%
vs. National Median
-33%
Income Adequacy
Your monthly income ($4,193) vs. median rent ($775/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.