Clayton County, Iowa
Income Data
At a Glance
How Clayton County Compares
Detailed Income Statistics
Data Story
About Household Income in Clayton County, Iowa
Clayton trails national household income
Clayton County's median household income of $62,326 lags the U.S. median of $74,755 by 16.6%, placing it among the lower-income counties nationwide. This significant gap underscores the economic challenges rural northeastern Iowa faces relative to national wage trends.
Lowest income in this eight-county group
Clayton's $62,326 median income ranks lowest among these eight counties and trails Iowa's state average of $69,830 by $7,504. Its per capita income of $35,661 falls below the state average of $37,136, signaling income concentration and limited earning capacity for many residents.
Struggles against regional income trends
At $62,326, Clayton sits at the bottom of this cluster—$10,000+ below Chickasaw's $73,421 and $4,000 below several peers. The county faces structural economic headwinds that require targeted workforce development or industry diversification to improve household earnings.
Housing affordability provides relief
Clayton's 14.7% rent-to-income ratio offers meaningful affordability relief, keeping housing costs manageable despite lower overall income. A median home value of $155,700 remains within reach for median-earning families, providing a stable foundation for building wealth.
Clayton households: start small, build consistent
Earning $62,326, Clayton households must prioritize high-impact, low-cost wealth strategies: maximize employer 401(k) matches first, then establish an automated monthly transfer of $100–$200 to a diversified index fund. Over 30 years, consistent $150 monthly contributions compound into $100,000+, offsetting modest current income growth.
Frequently Asked Questions
What is the median household income in Clayton County, Iowa?
How much do people earn in Clayton County?
How does Clayton County compare to the Iowa average?
What is the per capita income in Clayton County, Iowa?
Is Clayton County a low-income area in Iowa?
How does Clayton County rank for income in Iowa?
Income Comparison Calculator
See how your household income compares in Clayton County
Your income is above the Clayton County median
County median: $62,326 per year
vs. County Median
+0%
vs. State Average
-11%
vs. National Median
-17%
Income Adequacy
Your monthly income ($5,194) vs. median rent ($764/mo). A ratio of 3.3x or higher means rent is under 30% of income.
Grow Your Wealth
See how your income stacks up in Clayton County, Iowa? Start investing smarter with a robo-advisor that builds a diversified portfolio for you.
Start InvestingCounties with Similar Income Levels
Compare Financial Products in Iowa
Compare savings accounts, CDs, and money market rates from top banks to make the most of your earnings.
Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.