Clayton County, Iowa

Income Data

-11% vs. Iowa average
$62,326
Median Household Income
$35,661
Per Capita Income

At a Glance

Median Household Income
$62,326
-11% vs. state avg
Per Capita Income
$35,661
-10% vs. national
Income-to-Housing Ratio
40.0%
income as % of home value
Rank in Iowa
#84 / 99
by median household income

How Clayton County Compares

Clayton County$62,326
Iowa Average$69,830
National Median$74,755

Detailed Income Statistics

$62,326
Median Household Income
$35,661
Per Capita Income
$155,700
Median Home Value
40.0%
Income-to-Housing Ratio

Data Story

About Household Income in Clayton County, Iowa

Clayton trails national household income

Clayton County's median household income of $62,326 lags the U.S. median of $74,755 by 16.6%, placing it among the lower-income counties nationwide. This significant gap underscores the economic challenges rural northeastern Iowa faces relative to national wage trends.

Lowest income in this eight-county group

Clayton's $62,326 median income ranks lowest among these eight counties and trails Iowa's state average of $69,830 by $7,504. Its per capita income of $35,661 falls below the state average of $37,136, signaling income concentration and limited earning capacity for many residents.

Struggles against regional income trends

At $62,326, Clayton sits at the bottom of this cluster—$10,000+ below Chickasaw's $73,421 and $4,000 below several peers. The county faces structural economic headwinds that require targeted workforce development or industry diversification to improve household earnings.

Housing affordability provides relief

Clayton's 14.7% rent-to-income ratio offers meaningful affordability relief, keeping housing costs manageable despite lower overall income. A median home value of $155,700 remains within reach for median-earning families, providing a stable foundation for building wealth.

Clayton households: start small, build consistent

Earning $62,326, Clayton households must prioritize high-impact, low-cost wealth strategies: maximize employer 401(k) matches first, then establish an automated monthly transfer of $100–$200 to a diversified index fund. Over 30 years, consistent $150 monthly contributions compound into $100,000+, offsetting modest current income growth.

Frequently Asked Questions

What is the median household income in Clayton County, Iowa?
The median household income in Clayton County, Iowa is $62,326, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Clayton County?
The per capita income in Clayton County is $35,661, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $62,326.
How does Clayton County compare to the Iowa average?
Clayton County's median household income of $62,326 is lower than the Iowa state average of $69,830. The per capita income is $35,661, compared to the state average of $37,136.
What is the per capita income in Clayton County, Iowa?
The per capita income in Clayton County, Iowa is $35,661, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Clayton County a low-income area in Iowa?
Clayton County's median household income of $62,326 is below the Iowa average of $69,830. The per capita income of $35,661 is also lower than the state average of $37,136. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Clayton County rank for income in Iowa?
Clayton County ranks #84 out of 99 counties in Iowa by median household income (1 = highest). With a median household income of $62,326 and per capita income of $35,661, it falls in the bottom third of counties statewide.

Income Comparison Calculator

See how your household income compares in Clayton County

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County median: $62,326 per year

vs. County Median

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vs. State Average

-11%

vs. National Median

-17%

vs. Clayton County MedianAbout equal
vs. Iowa Average11% below
vs. National Median17% below

Income Adequacy

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Your monthly income ($5,194) vs. median rent ($764/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.