Clay County, Indiana
Income Data
At a Glance
How Clay County Compares
Detailed Income Statistics
Data Story
About Household Income in Clay County, Indiana
Clay County moderately below U.S. median
Clay County's median household income of $67,676 runs $7,079 below the national median of $74,755, marking it as a below-average but not severely struggling county nationally. This 9.5% shortfall places Clay County in the lower-middle range of American counties.
Nearly matches Indiana's state average
At $67,676, Clay County sits just below Indiana's median of $68,681—a difference of only $1,005 that marks it as a typical Indiana county economically. The county's per capita income of $36,588 slightly exceeds the state average of $34,773, suggesting well-distributed earning power.
Mid-range earnings in regional comparison
Clay County's $67,676 median sits between struggling counties like Crawford ($48,993) and wealthier ones like Dearborn ($82,693), placing it in the regional middle class. Compared directly to nearby Cass County ($56,525), Clay County residents earn over $11,000 more annually.
Best rent affordability in the region
Clay County boasts the region's lowest rent-to-income ratio at 14.8%, well below the 30% threshold, meaning renters keep more income for savings and other needs. The median home value of $128,900 aligns reasonably with median household income, supporting accessible homeownership.
Optimize savings with favorable housing costs
With the lowest rent burden in the region (14.8%), Clay County households earning $67,676 have genuine breathing room to direct 10-15% of earnings into retirement and investment accounts. This housing advantage compounds over time, turning modest income into meaningful wealth accumulation.
Frequently Asked Questions
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.