Clay County, Indiana

Income Data

-1% vs. Indiana average
$67,676
Median Household Income
$36,588
Per Capita Income

At a Glance

Median Household Income
$67,676
-1% vs. state avg
Per Capita Income
$36,588
-7% vs. national
Income-to-Housing Ratio
52.5%
income as % of home value
Rank in Indiana
#45 / 92
by median household income

How Clay County Compares

Clay County$67,676
Indiana Average$68,681
National Median$74,755

Detailed Income Statistics

$67,676
Median Household Income
$36,588
Per Capita Income
$128,900
Median Home Value
52.5%
Income-to-Housing Ratio

Data Story

About Household Income in Clay County, Indiana

Clay County moderately below U.S. median

Clay County's median household income of $67,676 runs $7,079 below the national median of $74,755, marking it as a below-average but not severely struggling county nationally. This 9.5% shortfall places Clay County in the lower-middle range of American counties.

Nearly matches Indiana's state average

At $67,676, Clay County sits just below Indiana's median of $68,681—a difference of only $1,005 that marks it as a typical Indiana county economically. The county's per capita income of $36,588 slightly exceeds the state average of $34,773, suggesting well-distributed earning power.

Mid-range earnings in regional comparison

Clay County's $67,676 median sits between struggling counties like Crawford ($48,993) and wealthier ones like Dearborn ($82,693), placing it in the regional middle class. Compared directly to nearby Cass County ($56,525), Clay County residents earn over $11,000 more annually.

Best rent affordability in the region

Clay County boasts the region's lowest rent-to-income ratio at 14.8%, well below the 30% threshold, meaning renters keep more income for savings and other needs. The median home value of $128,900 aligns reasonably with median household income, supporting accessible homeownership.

Optimize savings with favorable housing costs

With the lowest rent burden in the region (14.8%), Clay County households earning $67,676 have genuine breathing room to direct 10-15% of earnings into retirement and investment accounts. This housing advantage compounds over time, turning modest income into meaningful wealth accumulation.

Frequently Asked Questions

What is the median household income in Clay County, Indiana?
The median household income in Clay County, Indiana is $67,676, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Clay County?
The per capita income in Clay County is $36,588, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $67,676.
How does Clay County compare to the Indiana average?
Clay County's median household income of $67,676 is lower than the Indiana state average of $68,681. The per capita income is $36,588, compared to the state average of $34,773.
What is the per capita income in Clay County, Indiana?
The per capita income in Clay County, Indiana is $36,588, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Clay County a low-income area in Indiana?
Clay County's median household income of $67,676 is below the Indiana average of $68,681. The per capita income of $36,588 is also comparable to the state average of $34,773. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Clay County rank for income in Indiana?
Clay County ranks #45 out of 92 counties in Indiana by median household income (1 = highest). With a median household income of $67,676 and per capita income of $36,588, it falls in the middle third of counties statewide.

Income Comparison Calculator

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County median: $67,676 per year

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.