Gallatin County, Illinois
Income Data
U.S. Census Bureau ACSAt a Glance
Economic Indicators
How Gallatin County Compares
Detailed Income Statistics
Income Advisory: Gallatin County
Income Verdict
Gallatin County has a median household income of $54,626 and per capita income of $39,976 — a gap of $14,650, suggesting a higher share of single-earner or non-family households.
Housing Affordability
With median gross rent at $500/month and a median household income of $54,626, rent consumes approximately 11.0% of monthly income — well within affordable thresholds.
Economic Context
With a median household income of $54,626, residents of Gallatin County likely face budget constraints in higher-cost regions but may find cost of living manageable locally. Per capita income of $39,976 is in line with national norms for individual earners.
Neighbor Context
Gallatin County earns approximately 20.3% below the Illinois state median household income of $68,580.
Data Story
About Household Income in Gallatin County, Illinois
Gallatin below national, but efficient
Gallatin County's median household income of $54,626 trails the national median of $74,755 by $20,129, placing it in the 22nd percentile nationally. However, the county's unusually high per capita income of $39,976 suggests more efficient income distribution across households.
Lower income, strong per-capita earnings
Gallatin County's household income of $54,626 falls below the Illinois state average of $68,580, but its per capita income of $39,976 actually exceeds the state average of $36,009. This paradox suggests some very high earners or fewer dependents per household than state averages.
Unique earnings pattern in the region
Gallatin County's median household income of $54,626 is below peers like Ford County ($60,782) and Fayette County ($57,113), yet its per capita income ($39,976) is among the strongest in the group. This suggests a smaller population with disproportionately high-wage workers.
Housing highly affordable here
Gallatin County boasts the lowest rent-to-income ratio in this analysis at 11.0%, with a median home value of $84,700—making housing costs highly manageable. This affordability creates real opportunity for households to invest savings beyond housing expenses.
Leverage affordability for aggressive saving
Gallatin County's low housing costs mean households can redirect substantial income toward retirement accounts, college funds, or investment portfolios. Take advantage of this affordability advantage by maximizing tax-advantaged savings vehicles like 401(k)s and IRAs.
Frequently Asked Questions
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Income Comparison Calculator
See how your household income compares in Gallatin County
Your income is above the Gallatin County median
County median: $54,626 per year
vs. County Median
+0%
vs. State Average
-20%
vs. National Median
-27%
Income Adequacy
Your monthly income ($4,552) vs. median rent ($500/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.