Gallatin County, Illinois

Income Data

-20% vs. Illinois average
$54,626
Median Household Income
$39,976
Per Capita Income

At a Glance

Median Household Income
$54,626
-20% vs. state avg
Per Capita Income
$39,976
+1% vs. national
Income-to-Housing Ratio
64.5%
income as % of home value
Rank in Illinois
#91 / 102
by median household income

How Gallatin County Compares

Gallatin County$54,626
Illinois Average$68,580
National Median$74,755

Detailed Income Statistics

$54,626
Median Household Income
$39,976
Per Capita Income
$84,700
Median Home Value
64.5%
Income-to-Housing Ratio

Data Story

About Household Income in Gallatin County, Illinois

Gallatin below national, but efficient

Gallatin County's median household income of $54,626 trails the national median of $74,755 by $20,129, placing it in the 22nd percentile nationally. However, the county's unusually high per capita income of $39,976 suggests more efficient income distribution across households.

Lower income, strong per-capita earnings

Gallatin County's household income of $54,626 falls below the Illinois state average of $68,580, but its per capita income of $39,976 actually exceeds the state average of $36,009. This paradox suggests some very high earners or fewer dependents per household than state averages.

Unique earnings pattern in the region

Gallatin County's median household income of $54,626 is below peers like Ford County ($60,782) and Fayette County ($57,113), yet its per capita income ($39,976) is among the strongest in the group. This suggests a smaller population with disproportionately high-wage workers.

Housing highly affordable here

Gallatin County boasts the lowest rent-to-income ratio in this analysis at 11.0%, with a median home value of $84,700—making housing costs highly manageable. This affordability creates real opportunity for households to invest savings beyond housing expenses.

Leverage affordability for aggressive saving

Gallatin County's low housing costs mean households can redirect substantial income toward retirement accounts, college funds, or investment portfolios. Take advantage of this affordability advantage by maximizing tax-advantaged savings vehicles like 401(k)s and IRAs.

Frequently Asked Questions

What is the median household income in Gallatin County, Illinois?
The median household income in Gallatin County, Illinois is $54,626, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Gallatin County?
The per capita income in Gallatin County is $39,976, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $54,626.
How does Gallatin County compare to the Illinois average?
Gallatin County's median household income of $54,626 is lower than the Illinois state average of $68,580. The per capita income is $39,976, compared to the state average of $36,009.
What is the per capita income in Gallatin County, Illinois?
The per capita income in Gallatin County, Illinois is $39,976, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Gallatin County a low-income area in Illinois?
Gallatin County's median household income of $54,626 is below the Illinois average of $68,580. The per capita income of $39,976 is also comparable to the state average of $36,009. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Gallatin County rank for income in Illinois?
Gallatin County ranks #91 out of 102 counties in Illinois by median household income (1 = highest). With a median household income of $54,626 and per capita income of $39,976, it falls in the bottom third of counties statewide.

Income Comparison Calculator

See how your household income compares in Gallatin County

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Your income is above the Gallatin County median

County median: $54,626 per year

vs. County Median

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vs. State Average

-20%

vs. National Median

-27%

vs. Gallatin County MedianAbout equal
vs. Illinois Average20% below
vs. National Median27% below

Income Adequacy

Monthly income covers median rent9.1x

Your monthly income ($4,552) vs. median rent ($500/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.