Cumberland County, Illinois

Income Data

+2% vs. Illinois average
$69,826
Median Household Income
$36,270
Per Capita Income

At a Glance

Median Household Income
$69,826
+2% vs. state avg
Per Capita Income
$36,270
-8% vs. national
Income-to-Housing Ratio
59.3%
income as % of home value
Rank in Illinois
#37 / 102
by median household income

How Cumberland County Compares

Cumberland County$69,826
Illinois Average$68,580
National Median$74,755

Detailed Income Statistics

$69,826
Median Household Income
$36,270
Per Capita Income
$117,700
Median Home Value
59.3%
Income-to-Housing Ratio

Data Story

About Household Income in Cumberland County, Illinois

Cumberland Just Below U.S. Average

Cumberland County's median household income of $69,826 sits $4,929 below the national median of $74,755, placing it in the mainstream of American counties. The gap represents about 6.6% difference, suggesting Cumberland's economy operates at a modest disadvantage to the typical U.S. county.

Exceeds State Average by $1,246

Cumberland ranks above Illinois's median household income of $68,580 by $1,246, positioning it in the upper-middle tier of state counties. The county's per capita income of $36,270 also exceeds the state average of $36,009, indicating relatively balanced income distribution.

Solid Performer Among Rural Counties

Cumberland's $69,826 income edges out Crawford ($67,614) and DeKalb ($69,022), though it trails the wealthier suburban outliers. For a rural county, Cumberland competes well, with housing values of $117,700 reflecting its economic stability.

Housing Costs Well-Controlled

Cumberland's rent-to-income ratio of 13.0% is among the lowest in this county cluster, well below the 30% affordability guideline. Median home values of $117,700 remain accessible for families at the county median income, supporting sustainable homeownership.

Invest Your Housing Savings

Because Cumberland residents spend just 13% of income on rent, they have greater capacity than national averages to invest in education, small business, or long-term wealth vehicles. Taking advantage of this affordability window through disciplined saving can compound financial security over decades.

Frequently Asked Questions

What is the median household income in Cumberland County, Illinois?
The median household income in Cumberland County, Illinois is $69,826, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Cumberland County?
The per capita income in Cumberland County is $36,270, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $69,826.
How does Cumberland County compare to the Illinois average?
Cumberland County's median household income of $69,826 is higher than the Illinois state average of $68,580. The per capita income is $36,270, compared to the state average of $36,009.
What is the per capita income in Cumberland County, Illinois?
The per capita income in Cumberland County, Illinois is $36,270, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is Cumberland County income higher than the Illinois average?
Cumberland County's median household income of $69,826 is higher than the Illinois average of $68,580. This difference of $1,246 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does Cumberland County rank for income in Illinois?
Cumberland County ranks #37 out of 102 counties in Illinois by median household income (1 = highest). With a median household income of $69,826 and per capita income of $36,270, it falls in the middle third of counties statewide.

Income Comparison Calculator

See how your household income compares in Cumberland County

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County median: $69,826 per year

vs. County Median

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vs. State Average

+2%

vs. National Median

-7%

vs. Cumberland County MedianAbout equal
vs. Illinois Average2% above
vs. National Median7% below

Income Adequacy

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Your monthly income ($5,819) vs. median rent ($756/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.