Cumberland County, Illinois
Income Data
At a Glance
How Cumberland County Compares
Detailed Income Statistics
Data Story
About Household Income in Cumberland County, Illinois
Cumberland Just Below U.S. Average
Cumberland County's median household income of $69,826 sits $4,929 below the national median of $74,755, placing it in the mainstream of American counties. The gap represents about 6.6% difference, suggesting Cumberland's economy operates at a modest disadvantage to the typical U.S. county.
Exceeds State Average by $1,246
Cumberland ranks above Illinois's median household income of $68,580 by $1,246, positioning it in the upper-middle tier of state counties. The county's per capita income of $36,270 also exceeds the state average of $36,009, indicating relatively balanced income distribution.
Solid Performer Among Rural Counties
Cumberland's $69,826 income edges out Crawford ($67,614) and DeKalb ($69,022), though it trails the wealthier suburban outliers. For a rural county, Cumberland competes well, with housing values of $117,700 reflecting its economic stability.
Housing Costs Well-Controlled
Cumberland's rent-to-income ratio of 13.0% is among the lowest in this county cluster, well below the 30% affordability guideline. Median home values of $117,700 remain accessible for families at the county median income, supporting sustainable homeownership.
Invest Your Housing Savings
Because Cumberland residents spend just 13% of income on rent, they have greater capacity than national averages to invest in education, small business, or long-term wealth vehicles. Taking advantage of this affordability window through disciplined saving can compound financial security over decades.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Cumberland County median
County median: $69,826 per year
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vs. State Average
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vs. National Median
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.