Adams County, Illinois
Income Data
At a Glance
How Adams County Compares
Detailed Income Statistics
Data Story
About Household Income in Adams County, Illinois
Adams lags behind national income
Adams County's median household income of $64,962 falls 13% short of the national median of $74,755. This places the county in the lower half of U.S. counties by household income, indicating limited earning power compared to the broader American economy.
Middle ground in Illinois
At $64,962, Adams County ranks near the middle of Illinois's 102 counties, earning slightly below the state median of $68,580. The county's per capita income of $36,317 nearly matches the state average of $36,009, suggesting household income is driven by family size rather than individual earning potential.
Modest earnings versus nearby counties
Adams County earns $64,962 compared to nearby Boone County's commanding $81,638—a gap of $16,676 that reflects regional economic disparities. Bureau County, another close neighbor, earns $65,894, placing Adams in a competitive but not leading position regionally.
Housing costs remain manageable
At 15.3%, Adams County's rent-to-income ratio matches the national affordability threshold, meaning housing consumes a reasonable share of household earnings. The median home value of $155,900 is accessible to median-income households, though modest incomes limit investment capacity.
Build wealth through planning
Adams County households earning $64,962 have a solid foundation for wealth building if they prioritize savings and investing. Even small contributions to retirement accounts and diversified investments compound over decades, helping bridge the county's income gap with wealthier regions.
Frequently Asked Questions
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Income Comparison Calculator
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County median: $64,962 per year
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vs. National Median
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.