Stephens County, Georgia
Income Data
At a Glance
How Stephens County Compares
Detailed Income Statistics
Data Story
About Household Income in Stephens County, Georgia
Stephens trails national income significantly
Stephens County's median household income of $52,264 falls 30% short of the U.S. median of $74,755, indicating a rural economy with limited access to high-wage employment. The $22,500 per-household deficit reflects persistent challenges in northeast Georgia.
Below Georgia's state income average
At $52,264, Stephens County trails Georgia's state average of $60,488 by 14%, placing it in the lower-income tier statewide. The county's per-capita income of $27,521—among Georgia's lowest—signals limited professional opportunities.
Lower-income positioning regionally
Stephens County's $52,264 income ranks below Spalding ($60,217) and Schley ($59,647) but exceeds only Seminole ($49,559) and Stewart ($35,000). The county occupies the lower-middle rung of its regional peer group.
Rent burden manageable despite modest income
Stephens County's rent-to-income ratio of 18.8% sits well below the 30% affordability threshold, aided by a median home value of $168,200. For dual-income households earning the county median, homeownership remains viable but tight for single-earner families.
Focused saving strategies for income mobility
Stephens residents should prioritize skill development and job training alongside modest monthly investments to build wealth. Even $75–125 monthly contributions to low-cost retirement accounts can accumulate meaningfully, especially when paired with career advancement efforts.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Stephens County median
County median: $52,264 per year
vs. County Median
+0%
vs. State Average
-14%
vs. National Median
-30%
Income Adequacy
Your monthly income ($4,355) vs. median rent ($817/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.