IncomeBy County

Stephens County, Georgia

Income Data

U.S. Census Bureau ACS
-14% vs. Georgia average
$52,264
Median Household Income
$27,521
Per Capita Income

At a Glance

Median Household Income
$52,264
-14% vs. state avg
Per Capita Income
$27,521
-30% vs. national
Income-to-Housing Ratio
31.1%
income as % of home value
Rank in Georgia
#102 / 159
by median household income

Economic Indicators

Unemployment Rate
N/A
Labor Force Participation
N/A

How Stephens County Compares

Stephens County$52,264
Georgia Average$60,488
National Median$74,755

Detailed Income Statistics

$52,264
Median Household Income
$27,521
Per Capita Income
$168,200
Median Home Value
31.1%
Income-to-Housing Ratio

Income Advisory: Stephens County

Income Verdict

Stephens County has a median household income of $52,264 and per capita income of $27,521 — a gap of $24,743, suggesting a typical mix of dual-income and single-earner households.

Housing Affordability

With median gross rent at $817/month and a median household income of $52,264, rent consumes approximately 18.8% of monthly income — well within affordable thresholds.

Economic Context

With a median household income of $52,264, residents of Stephens County likely face budget constraints in higher-cost regions but may find cost of living manageable locally. Per capita income of $27,521 suggests below-average individual earnings, which may reflect local employment mix or industrial composition.

Neighbor Context

Stephens County earns approximately 13.6% below the Georgia state median household income of $60,488.

Data Story

About Household Income in Stephens County, Georgia

Stephens trails national income significantly

Stephens County's median household income of $52,264 falls 30% short of the U.S. median of $74,755, indicating a rural economy with limited access to high-wage employment. The $22,500 per-household deficit reflects persistent challenges in northeast Georgia.

Below Georgia's state income average

At $52,264, Stephens County trails Georgia's state average of $60,488 by 14%, placing it in the lower-income tier statewide. The county's per-capita income of $27,521—among Georgia's lowest—signals limited professional opportunities.

Lower-income positioning regionally

Stephens County's $52,264 income ranks below Spalding ($60,217) and Schley ($59,647) but exceeds only Seminole ($49,559) and Stewart ($35,000). The county occupies the lower-middle rung of its regional peer group.

Rent burden manageable despite modest income

Stephens County's rent-to-income ratio of 18.8% sits well below the 30% affordability threshold, aided by a median home value of $168,200. For dual-income households earning the county median, homeownership remains viable but tight for single-earner families.

Focused saving strategies for income mobility

Stephens residents should prioritize skill development and job training alongside modest monthly investments to build wealth. Even $75–125 monthly contributions to low-cost retirement accounts can accumulate meaningfully, especially when paired with career advancement efforts.

Frequently Asked Questions

What is the median household income in Stephens County, Georgia?
The median household income in Stephens County, Georgia is $52,264, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Stephens County?
The per capita income in Stephens County is $27,521, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $52,264.
How does Stephens County compare to the Georgia average?
Stephens County's median household income of $52,264 is lower than the Georgia state average of $60,488. The per capita income is $27,521, compared to the state average of $31,115.
What is the per capita income in Stephens County, Georgia?
The per capita income in Stephens County, Georgia is $27,521, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Stephens County a low-income area in Georgia?
Stephens County's median household income of $52,264 is below the Georgia average of $60,488. The per capita income of $27,521 is also lower than the state average of $31,115. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Stephens County rank for income in Georgia?
Stephens County ranks #102 out of 159 counties in Georgia by median household income (1 = highest). With a median household income of $52,264 and per capita income of $27,521, it falls in the middle third of counties statewide.

Income Comparison Calculator

See how your household income compares in Stephens County

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Your income is above the Stephens County median

County median: $52,264 per year

vs. County Median

+0%

vs. State Average

-14%

vs. National Median

-30%

vs. Stephens County MedianAbout equal
vs. Georgia Average▼ 14% below
vs. National Median▼ 30% below

Income Adequacy

Monthly income covers median rent5.3x

Your monthly income ($4,355) vs. median rent ($817/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Counties with Similar Income Levels

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$52,260
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$52,281
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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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