Clinch County, Georgia
Income Data
At a Glance
How Clinch County Compares
Detailed Income Statistics
Data Story
About Household Income in Clinch County, Georgia
Clinch earns 26% less than U.S. median
Clinch County's median household income of $55,549 trails the U.S. median of $74,755 by $19,206, or 26%. This gap is typical of rural southeastern counties, reflecting limited job diversity and lower wage scales in small-town economies.
Below Georgia's average but stable
Clinch's $55,549 median falls $4,939 below Georgia's state average of $60,488, placing it in the lower-middle tier of Georgia counties. Per capita income of $24,906 is notably lower than Georgia's $31,115 average, indicating concentrated earnings among fewer workers.
Mid-tier earnings in rural cluster
Clinch ranks fourth among the eight counties studied, exceeding Chattooga ($47,785), Clay ($48,715), Clarke ($52,267), and Chattahoochee ($59,221), but trailing Chatham ($69,575) and dramatically lagging Cherokee ($105,442). The position reflects Clinch's rural character with limited urban economic anchors.
Exceptional housing affordability
Clinch's rent-to-income ratio of 10.9% is the lowest in any county studied, meaning renters spend just one-tenth of earnings on housing. The median home value of $86,300 is remarkably affordable, requiring less than 1.6 years of gross income—among the most attainable home prices in the region.
Homeownership as primary wealth strategy
Clinch County households have an extraordinary advantage: the median home price of $86,300 requires only modest savings to achieve ownership. With disciplined monthly savings, families can accumulate down payments in 3-5 years, then build wealth through home equity appreciation and mortgage paydown.
Frequently Asked Questions
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Income Comparison Calculator
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County median: $55,549 per year
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vs. State Average
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vs. National Median
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.