Chatham County, Georgia

Income Data

+15% vs. Georgia average
$69,575
Median Household Income
$38,920
Per Capita Income

At a Glance

Median Household Income
$69,575
+15% vs. state avg
Per Capita Income
$38,920
-1% vs. national
Income-to-Housing Ratio
25.5%
income as % of home value
Rank in Georgia
#39 / 159
by median household income

How Chatham County Compares

Chatham County$69,575
Georgia Average$60,488
National Median$74,755

Detailed Income Statistics

$69,575
Median Household Income
$38,920
Per Capita Income
$273,300
Median Home Value
25.5%
Income-to-Housing Ratio

Data Story

About Household Income in Chatham County, Georgia

Chatham trails the nation on income

Chatham County's median household income of $69,575 sits about $5,200 below the national median of $74,755. This places the county in the lower-middle tier nationally, meaning local families earn roughly 7% less than the typical American household.

A step above Georgia's average

At $69,575, Chatham's median household income exceeds Georgia's state average of $60,488 by $9,087, putting it in the upper-middle rank among the state's 159 counties. The county's per capita income of $38,920 also outpaces the state average of $31,115 by 25%.

Strongest earner in coastal Georgia

Chatham significantly outearns nearby Chattooga County ($47,785) and Chattahoochee County ($59,221), positioning itself as the economic center of southeast Georgia. The $10,354 income advantage over Chattahoochee reflects Chatham's larger urban economy anchored by Savannah.

Rent takes a reasonable share

With a rent-to-income ratio of 23.8%, Chatham households spend roughly one-quarter of earnings on rental costs—just under the 25% threshold financial advisors recommend. At a median home value of $273,300, homeownership remains attainable for middle-income earners, though it requires careful budgeting.

Build financial security in Savannah's economy

Chatham's median income provides a solid foundation for saving and investing; households averaging $69,575 can target 10-20% for retirement and wealth-building accounts. Consider consulting a fee-only financial advisor to develop a plan that accounts for your local cost of living and long-term goals.

Frequently Asked Questions

What is the median household income in Chatham County, Georgia?
The median household income in Chatham County, Georgia is $69,575, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Chatham County?
The per capita income in Chatham County is $38,920, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $69,575.
How does Chatham County compare to the Georgia average?
Chatham County's median household income of $69,575 is higher than the Georgia state average of $60,488. The per capita income is $38,920, compared to the state average of $31,115.
What is the per capita income in Chatham County, Georgia?
The per capita income in Chatham County, Georgia is $38,920, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is Chatham County income higher than the Georgia average?
Chatham County's median household income of $69,575 is higher than the Georgia average of $60,488. This difference of $9,087 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does Chatham County rank for income in Georgia?
Chatham County ranks #39 out of 159 counties in Georgia by median household income (1 = highest). With a median household income of $69,575 and per capita income of $38,920, it falls in the top third of counties statewide.

Income Comparison Calculator

See how your household income compares in Chatham County

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County median: $69,575 per year

vs. County Median

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vs. State Average

+15%

vs. National Median

-7%

vs. Chatham County MedianAbout equal
vs. Georgia Average15% above
vs. National Median7% below

Income Adequacy

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Your monthly income ($5,798) vs. median rent ($1,382/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.