IncomeBy County

Terry County, Texas

Income Data

U.S. Census Bureau ACS
-29% vs. Texas average
$45,905
Median Household Income
$24,987
Per Capita Income

At a Glance

Median Household Income
$45,905
-29% vs. state avg
Per Capita Income
$24,987
-37% vs. national
Income-to-Housing Ratio
41.3%
income as % of home value
Rank in Texas
#233 / 253
by median household income

Economic Indicators

Unemployment Rate
N/A
Labor Force Participation
N/A

How Terry County Compares

Terry County$45,905
Texas Average$64,737
National Median$74,755

Detailed Income Statistics

$45,905
Median Household Income
$24,987
Per Capita Income
$111,200
Median Home Value
41.3%
Income-to-Housing Ratio

Income Advisory: Terry County

Income Verdict

Terry County has a median household income of $45,905 and per capita income of $24,987 — a gap of $20,918, suggesting a typical mix of dual-income and single-earner households.

Housing Affordability

With median gross rent at $813/month and a median household income of $45,905, rent consumes approximately 21.3% of monthly income — well within affordable thresholds.

Economic Context

With a median household income of $45,905, residents of Terry County likely face budget constraints in higher-cost regions but may find cost of living manageable locally. Per capita income of $24,987 suggests below-average individual earnings, which may reflect local employment mix or industrial composition.

Neighbor Context

Terry County earns approximately 29.1% below the Texas state median household income of $64,737.

Data Story

About Household Income in Terry County, Texas

Terry's income significantly below national

Terry County's median household income of $45,905 trails the U.S. median of $74,755 by nearly $29,000, ranking in the bottom 10% nationally. The county also falls well short of Texas's $64,737 state average.

Among lowest-earning Texas counties

At $45,905, Terry County ranks in the bottom 5% of Texas counties by household income, reflecting severe economic constraints. The county's $18,832 shortfall against the state average signals limited job growth and opportunity.

One of the region's lowest earners

Terry's $45,905 ranks among the lowest in the region, exceeding only Swisher County ($39,031) while trailing Stonewall ($61,250), Sutton ($75,000), and Taylor ($66,406). Economic stagnation affects the broader panhandle landscape.

Housing costs burden tight budgets

Terry County's rent-to-income ratio of 21.3% means residents spend over one-fifth of income on housing, well above the healthy threshold. With a median home value of $111,200, affordability is a genuine struggle for many households.

Seek support for financial stability

Terry residents should prioritize immediate financial stability through budgeting, emergency savings, and access to financial counseling before pursuing wealth-building strategies. Local community organizations, workforce development programs, and education grants can help build pathways to better-paying work.

Frequently Asked Questions

What is the median household income in Terry County, Texas?
The median household income in Terry County, Texas is $45,905, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Terry County?
The per capita income in Terry County is $24,987, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $45,905.
How does Terry County compare to the Texas average?
Terry County's median household income of $45,905 is lower than the Texas state average of $64,737. The per capita income is $24,987, compared to the state average of $33,197.
What is the per capita income in Terry County, Texas?
The per capita income in Terry County, Texas is $24,987, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Terry County a low-income area in Texas?
Terry County's median household income of $45,905 is below the Texas average of $64,737. The per capita income of $24,987 is also lower than the state average of $33,197. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Terry County rank for income in Texas?
Terry County ranks #233 out of 253 counties in Texas by median household income (1 = highest). With a median household income of $45,905 and per capita income of $24,987, it falls in the bottom third of counties statewide.

Income Comparison Calculator

See how your household income compares in Terry County

$
1.00x

Your income is above the Terry County median

County median: $45,905 per year

vs. County Median

+0%

vs. State Average

-29%

vs. National Median

-39%

vs. Terry County MedianAbout equal
vs. Texas Average▼ 29% below
vs. National Median▼ 39% below

Income Adequacy

Monthly income covers median rent4.7x

Your monthly income ($3,825) vs. median rent ($813/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Counties with Similar Income Levels

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$45,921
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$45,931
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$45,951
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Scott County
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$45,955
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$45,854
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McMullen County
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$45,833
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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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