Stephens County, Texas
Income Data
At a Glance
How Stephens County Compares
Detailed Income Statistics
Data Story
About Household Income in Stephens County, Texas
Below National Income, but Stable
Stephens County's median household income of $54,695 falls $20,060 short of the U.S. median of $74,755, a 27% gap. While below national averages, the county's income reflects a modestly constrained but functioning economic base.
Below-Average Texas County Income
At $54,695, Stephens trails the Texas county average of $64,737 by roughly $10,000, placing it in the lower-middle tier of Texas counties. The per capita income of $30,030 also falls below the state average of $33,197, suggesting limited individual earning opportunity.
Faces Tougher Conditions Than Some Peers
Stephens's $54,695 income ranks above only Shelby ($50,436) and Starr ($38,182) among peer counties, but significantly trails Shackelford ($64,659) and Sherman ($74,167). The county's economic position reflects moderate employment constraints relative to stronger regional peers.
Housing Costs Create Budget Pressure
Stephens's rent-to-income ratio of 17.6% sits above ideal affordability levels, claiming nearly one-fifth of median household income. With a median home value of $105,700, housing remains challenging for lower-earning households despite modest absolute prices.
Focus on Skill-Building and Savings
Stephens residents should explore vocational training and career advancement opportunities to boost household earning potential. Simultaneously, establish automatic savings plans—even $10 per paycheck—and take full advantage of any employer retirement matching to build financial stability.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Stephens County median
County median: $54,695 per year
vs. County Median
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vs. State Average
-16%
vs. National Median
-27%
Income Adequacy
Your monthly income ($4,558) vs. median rent ($802/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.