Stephens County, Texas

Income Data

-16% vs. Texas average
$54,695
Median Household Income
$30,030
Per Capita Income

At a Glance

Median Household Income
$54,695
-16% vs. state avg
Per Capita Income
$30,030
-24% vs. national
Income-to-Housing Ratio
51.7%
income as % of home value
Rank in Texas
#196 / 253
by median household income

How Stephens County Compares

Stephens County$54,695
Texas Average$64,737
National Median$74,755

Detailed Income Statistics

$54,695
Median Household Income
$30,030
Per Capita Income
$105,700
Median Home Value
51.7%
Income-to-Housing Ratio

Data Story

About Household Income in Stephens County, Texas

Below National Income, but Stable

Stephens County's median household income of $54,695 falls $20,060 short of the U.S. median of $74,755, a 27% gap. While below national averages, the county's income reflects a modestly constrained but functioning economic base.

Below-Average Texas County Income

At $54,695, Stephens trails the Texas county average of $64,737 by roughly $10,000, placing it in the lower-middle tier of Texas counties. The per capita income of $30,030 also falls below the state average of $33,197, suggesting limited individual earning opportunity.

Faces Tougher Conditions Than Some Peers

Stephens's $54,695 income ranks above only Shelby ($50,436) and Starr ($38,182) among peer counties, but significantly trails Shackelford ($64,659) and Sherman ($74,167). The county's economic position reflects moderate employment constraints relative to stronger regional peers.

Housing Costs Create Budget Pressure

Stephens's rent-to-income ratio of 17.6% sits above ideal affordability levels, claiming nearly one-fifth of median household income. With a median home value of $105,700, housing remains challenging for lower-earning households despite modest absolute prices.

Focus on Skill-Building and Savings

Stephens residents should explore vocational training and career advancement opportunities to boost household earning potential. Simultaneously, establish automatic savings plans—even $10 per paycheck—and take full advantage of any employer retirement matching to build financial stability.

Frequently Asked Questions

What is the median household income in Stephens County, Texas?
The median household income in Stephens County, Texas is $54,695, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Stephens County?
The per capita income in Stephens County is $30,030, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $54,695.
How does Stephens County compare to the Texas average?
Stephens County's median household income of $54,695 is lower than the Texas state average of $64,737. The per capita income is $30,030, compared to the state average of $33,197.
What is the per capita income in Stephens County, Texas?
The per capita income in Stephens County, Texas is $30,030, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Stephens County a low-income area in Texas?
Stephens County's median household income of $54,695 is below the Texas average of $64,737. The per capita income of $30,030 is also lower than the state average of $33,197. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Stephens County rank for income in Texas?
Stephens County ranks #196 out of 253 counties in Texas by median household income (1 = highest). With a median household income of $54,695 and per capita income of $30,030, it falls in the bottom third of counties statewide.

Income Comparison Calculator

See how your household income compares in Stephens County

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Your income is above the Stephens County median

County median: $54,695 per year

vs. County Median

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vs. State Average

-16%

vs. National Median

-27%

vs. Stephens County MedianAbout equal
vs. Texas Average16% below
vs. National Median27% below

Income Adequacy

Monthly income covers median rent5.7x

Your monthly income ($4,558) vs. median rent ($802/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.