Rockwall County, Texas

Income Data

+93% vs. Texas average
$124,917
Median Household Income
$54,098
Per Capita Income

At a Glance

Median Household Income
$124,917
+93% vs. state avg
Per Capita Income
$54,098
+37% vs. national
Income-to-Housing Ratio
32.4%
income as % of home value
Rank in Texas
#1 / 253
by median household income

How Rockwall County Compares

Rockwall County$124,917
Texas Average$64,737
National Median$74,755

Detailed Income Statistics

$124,917
Median Household Income
$54,098
Per Capita Income
$386,000
Median Home Value
32.4%
Income-to-Housing Ratio

Data Story

About Household Income in Rockwall County, Texas

Rockwall County far exceeds national median

Rockwall County's median household income of $124,917 towers over the U.S. median of $74,755, running nearly $50,000 higher and placing it in the top 10% nationally. The per capita income of $54,098 reflects one of Texas's strongest economies.

Richest county in Texas comparison

Rockwall County's $124,917 median income nearly doubles the Texas state average of $64,737, ranking it among the wealthiest counties statewide. The per capita income of $54,098 more than exceeds the state's $33,197, indicating broadly shared prosperity.

Rockwall vastly outearns all rural neighbors

Rockwall County's $124,917 median income nearly doubles Roberts and Robertson counties at $66,118 and $66,250 respectively. This Dallas-area suburban county operates in an entirely different economic tier than the rural Texas counties in this group.

Housing costs minimal despite high home values

Rockwall County's rent-to-income ratio of 18.2% remains comfortable despite the $386,000 median home value, reflecting proportionally higher incomes. For homebuyers, typical mortgage payments remain well within the sustainable 28-30% range at this income level.

Maximize wealth through diversified investing

Rockwall County's $124,917 median income and strong home equity position households to maximize tax-advantaged retirement accounts, taxable investments, and real estate diversification. Consider working with a financial planner to optimize investment strategy across multiple asset classes.

Frequently Asked Questions

What is the median household income in Rockwall County, Texas?
The median household income in Rockwall County, Texas is $124,917, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Rockwall County?
The per capita income in Rockwall County is $54,098, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $124,917.
How does Rockwall County compare to the Texas average?
Rockwall County's median household income of $124,917 is higher than the Texas state average of $64,737. The per capita income is $54,098, compared to the state average of $33,197.
What is the per capita income in Rockwall County, Texas?
The per capita income in Rockwall County, Texas is $54,098, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is Rockwall County income higher than the Texas average?
Rockwall County's median household income of $124,917 is higher than the Texas average of $64,737. This difference of $60,180 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does Rockwall County rank for income in Texas?
Rockwall County ranks #1 out of 253 counties in Texas by median household income (1 = highest). With a median household income of $124,917 and per capita income of $54,098, it falls in the top third of counties statewide.

Income Comparison Calculator

See how your household income compares in Rockwall County

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Your income is above the Rockwall County median

County median: $124,917 per year

vs. County Median

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vs. State Average

+93%

vs. National Median

+67%

vs. Rockwall County MedianAbout equal
vs. Texas Average93% above
vs. National Median67% above

Income Adequacy

Monthly income covers median rent5.5x

Your monthly income ($10,410) vs. median rent ($1,899/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.