Polk County, Texas
Income Data
At a Glance
How Polk County Compares
Detailed Income Statistics
Data Story
About Household Income in Polk County, Texas
Polk County Trails National Income
Polk County's median household income of $59,066 lags the U.S. median of $74,755 by more than $15,600, representing a meaningful income gap. The county falls in the lower-to-middle range nationally, typical of rural East Texas communities.
Below Texas Average Earnings
At $59,066, Polk County's median household income falls nearly $5,700 below the Texas state average of $64,737. The county ranks in the lower third statewide for household earnings, reflecting limited industrial and professional sectors.
Polk Faces Earnings Headwind
Polk County's $59,066 income significantly lags regional neighbors: Parmer ($68,164), Pecos ($67,689), and Reagan ($70,288) all earn more. The gap underscores Polk's dependence on timber, agriculture, and service employment.
Housing Costs Stretch Budgets
Polk County's rent-to-income ratio of 20.5% is elevated, meaning housing consumes a meaningful share of household earnings. The median home value of $154,000 requires careful financial planning for buyers earning the county median.
Start Small, Build Momentum
With tighter margins, Polk County households benefit from disciplined budgeting and low-cost investing options. Automate even modest monthly contributions to index funds or IRAs—consistency matters more than size when building long-term wealth.
Frequently Asked Questions
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Income Comparison Calculator
See how your household income compares in Polk County
Your income is above the Polk County median
County median: $59,066 per year
vs. County Median
+0%
vs. State Average
-9%
vs. National Median
-21%
Income Adequacy
Your monthly income ($4,922) vs. median rent ($1,009/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.