IncomeBy County

Navarro County, Texas

Income Data

U.S. Census Bureau ACS
-8% vs. Texas average
$59,310
Median Household Income
$27,846
Per Capita Income

At a Glance

Median Household Income
$59,310
-8% vs. state avg
Per Capita Income
$27,846
-29% vs. national
Income-to-Housing Ratio
37.1%
income as % of home value
Rank in Texas
#159 / 253
by median household income

Economic Indicators

Unemployment Rate
N/A
Labor Force Participation
N/A

How Navarro County Compares

Navarro County$59,310
Texas Average$64,737
National Median$74,755

Detailed Income Statistics

$59,310
Median Household Income
$27,846
Per Capita Income
$159,900
Median Home Value
37.1%
Income-to-Housing Ratio

Income Advisory: Navarro County

Income Verdict

Navarro County has a median household income of $59,310 and per capita income of $27,846 — a gap of $31,464, suggesting a typical mix of dual-income and single-earner households.

Housing Affordability

With median gross rent at $1,039/month and a median household income of $59,310, rent consumes approximately 21.0% of monthly income — well within affordable thresholds.

Economic Context

With a median household income of $59,310, residents of Navarro County likely face budget constraints in higher-cost regions but may find cost of living manageable locally. Per capita income of $27,846 suggests below-average individual earnings, which may reflect local employment mix or industrial composition.

Neighbor Context

Navarro County earns approximately 8.4% below the Texas state median household income of $64,737.

Data Story

About Household Income in Navarro County, Texas

Navarro Trails National Earning Standards

Navarro County's median household income of $59,310 falls about $15,400 below the national median of $74,755—a 21% shortfall. This gap reflects the economic pressures facing rural and small-town Texas communities.

Below Texas State Average

At $59,310, Navarro County's median household income underperforms the Texas state average of $64,737 by roughly $5,400. Per capita income of $27,846 also trails the state average of $33,197, indicating limited individual earning opportunities.

Navarro Mid-Range Among Peers

Navarro County earns more than Morris ($55,082), Nacogdoches ($51,528), and Newton ($41,044) counties, but less than Montague ($62,818) and Motley ($62,857). The county's income position reflects a typical small-town Texas economy.

Housing Costs Create Budget Pressure

Navarro County's 21.0% rent-to-income ratio ranks among the highest in its peer group, with median home values of $159,900 stretching household budgets. Housing costs consume one-fifth of income, leaving limited discretionary funds for other needs.

Build Wealth Through Careful Planning

Navarro households need intentional financial strategies to save and invest within tight budgets. Explore employer retirement plans, low-cost investment options, and local economic development initiatives that could improve earning potential over time.

Frequently Asked Questions

What is the median household income in Navarro County, Texas?
The median household income in Navarro County, Texas is $59,310, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Navarro County?
The per capita income in Navarro County is $27,846, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $59,310.
How does Navarro County compare to the Texas average?
Navarro County's median household income of $59,310 is lower than the Texas state average of $64,737. The per capita income is $27,846, compared to the state average of $33,197.
What is the per capita income in Navarro County, Texas?
The per capita income in Navarro County, Texas is $27,846, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Navarro County a low-income area in Texas?
Navarro County's median household income of $59,310 is below the Texas average of $64,737. The per capita income of $27,846 is also lower than the state average of $33,197. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Navarro County rank for income in Texas?
Navarro County ranks #159 out of 253 counties in Texas by median household income (1 = highest). With a median household income of $59,310 and per capita income of $27,846, it falls in the middle third of counties statewide.

Income Comparison Calculator

See how your household income compares in Navarro County

$
1.00x

Your income is above the Navarro County median

County median: $59,310 per year

vs. County Median

+0%

vs. State Average

-8%

vs. National Median

-21%

vs. Navarro County MedianAbout equal
vs. Texas Average▼ 8% below
vs. National Median▼ 21% below

Income Adequacy

Monthly income covers median rent4.8x

Your monthly income ($4,943) vs. median rent ($1,039/mo). A ratio of 3.3x or higher means rent is under 30% of income.

Sponsored

Grow Your Wealth

See how your income stacks up in Navarro County, Texas? Start investing smarter with a robo-advisor that builds a diversified portfolio for you.

WealthfrontBetterment
Start Investing

Counties with Similar Income Levels

Stone County
Mississippi
$59,307
+0%
Blaine County
Oklahoma
$59,304
+0%
Petroleum County
Montana
$59,318
+0%
Bowie County
Texas
$59,295
+0%
Humphreys County
Tennessee
$59,333
+0%
Adams County
Idaho
$59,286
+0%
Sponsored

Compare Financial Products in Texas

Compare savings accounts, CDs, and money market rates from top banks to make the most of your earnings.

Compare Rates
By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

Explore more data for this county

Property TaxCost of LivingCrime RateHealthSchoolsRiskWaterWeatherCounty Score