Montgomery County, Texas

Income Data

+50% vs. Texas average
$97,266
Median Household Income
$48,550
Per Capita Income

At a Glance

Median Household Income
$97,266
+50% vs. state avg
Per Capita Income
$48,550
+23% vs. national
Income-to-Housing Ratio
30.6%
income as % of home value
Rank in Texas
#11 / 253
by median household income

How Montgomery County Compares

Montgomery County$97,266
Texas Average$64,737
National Median$74,755

Detailed Income Statistics

$97,266
Median Household Income
$48,550
Per Capita Income
$317,500
Median Home Value
30.6%
Income-to-Housing Ratio

Data Story

About Household Income in Montgomery County, Texas

Montgomery Outearns the Nation

Montgomery County's median household income of $97,266 significantly exceeds the national median of $74,755—a 30% premium. This strong performance places Montgomery among the top-earning counties in Texas and reflects a robust suburban economy.

Top Earner in Texas Rankings

Montgomery County ranks among Texas's highest-income counties with $97,266 median household income, far surpassing the state average of $64,737. The county's per capita income of $48,550 also towers above the state average of $33,197, nearly 1.5 times higher.

Montgomery Dominates Regional Earnings

Montgomery County's $97,266 median income dwarfs neighboring peers like Montague ($62,818), Moore ($61,325), and Morris ($55,082). This disparity reflects Montgomery's proximity to Houston's job market and its status as a high-income suburban hub.

Housing Costs Easily Managed

With a rent-to-income ratio of 18.1%, Montgomery County households spend comfortably below the 30% affordability threshold. Median home values of $317,500 align well with the county's strong earning power, making homeownership accessible to most households.

Maximize Wealth in Montgomery

Montgomery County's high incomes create exceptional opportunities for wealth building beyond housing security. With substantial discretionary income, residents should prioritize diversified investment portfolios, college savings plans, and retirement strategies to ensure long-term financial independence.

Frequently Asked Questions

What is the median household income in Montgomery County, Texas?
The median household income in Montgomery County, Texas is $97,266, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Montgomery County?
The per capita income in Montgomery County is $48,550, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $97,266.
How does Montgomery County compare to the Texas average?
Montgomery County's median household income of $97,266 is higher than the Texas state average of $64,737. The per capita income is $48,550, compared to the state average of $33,197.
What is the per capita income in Montgomery County, Texas?
The per capita income in Montgomery County, Texas is $48,550, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is Montgomery County income higher than the Texas average?
Montgomery County's median household income of $97,266 is higher than the Texas average of $64,737. This difference of $32,529 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does Montgomery County rank for income in Texas?
Montgomery County ranks #11 out of 253 counties in Texas by median household income (1 = highest). With a median household income of $97,266 and per capita income of $48,550, it falls in the top third of counties statewide.

Income Comparison Calculator

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County median: $97,266 per year

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vs. State Average

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vs. National Median

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.