Montgomery County, Texas
Income Data
U.S. Census Bureau ACSAt a Glance
Economic Indicators
How Montgomery County Compares
Detailed Income Statistics
Income Advisory: Montgomery County
Income Verdict
Montgomery County has a median household income of $97,266 and per capita income of $48,550 — a gap of $48,716, suggesting a typical mix of dual-income and single-earner households.
Housing Affordability
With median gross rent at $1,471/month and a median household income of $97,266, rent consumes approximately 18.1% of monthly income — well within affordable thresholds.
Economic Context
The median household income of $97,266 places Montgomery County in a high-earning tier, supporting strong purchasing power and above-average consumer spending. Per capita income of $48,550 reflects a relatively affluent population with substantial individual earning capacity.
Neighbor Context
Montgomery County earns approximately 50.2% above the Texas state median household income of $64,737, positioning it favorably within the state.
Data Story
About Household Income in Montgomery County, Texas
Montgomery Outearns the Nation
Montgomery County's median household income of $97,266 significantly exceeds the national median of $74,755—a 30% premium. This strong performance places Montgomery among the top-earning counties in Texas and reflects a robust suburban economy.
Top Earner in Texas Rankings
Montgomery County ranks among Texas's highest-income counties with $97,266 median household income, far surpassing the state average of $64,737. The county's per capita income of $48,550 also towers above the state average of $33,197, nearly 1.5 times higher.
Montgomery Dominates Regional Earnings
Montgomery County's $97,266 median income dwarfs neighboring peers like Montague ($62,818), Moore ($61,325), and Morris ($55,082). This disparity reflects Montgomery's proximity to Houston's job market and its status as a high-income suburban hub.
Housing Costs Easily Managed
With a rent-to-income ratio of 18.1%, Montgomery County households spend comfortably below the 30% affordability threshold. Median home values of $317,500 align well with the county's strong earning power, making homeownership accessible to most households.
Maximize Wealth in Montgomery
Montgomery County's high incomes create exceptional opportunities for wealth building beyond housing security. With substantial discretionary income, residents should prioritize diversified investment portfolios, college savings plans, and retirement strategies to ensure long-term financial independence.
Frequently Asked Questions
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Income Comparison Calculator
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Income Adequacy
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.