McLennan County, Texas

Income Data

-1% vs. Texas average
$63,888
Median Household Income
$33,019
Per Capita Income

At a Glance

Median Household Income
$63,888
-1% vs. state avg
Per Capita Income
$33,019
-16% vs. national
Income-to-Housing Ratio
29.1%
income as % of home value
Rank in Texas
#122 / 253
by median household income

How McLennan County Compares

McLennan County$63,888
Texas Average$64,737
National Median$74,755

Detailed Income Statistics

$63,888
Median Household Income
$33,019
Per Capita Income
$219,200
Median Home Value
29.1%
Income-to-Housing Ratio

Data Story

About Household Income in McLennan County, Texas

McLennan Trails National Income Average

McLennan County's median household income of $63,888 sits 14.5% below the U.S. median of $74,755. While the county underperforms nationally, it ranks competitively within Texas's income spectrum and reflects the economic diversity of Central Texas communities.

Slightly Below Texas Average

At $63,888, McLennan's median household income falls just 1.3% below Texas's state average of $64,737. The county's per capita income of $33,019 is virtually aligned with the state average of $33,197, suggesting balanced earning potential across residents.

Middle Ground in Central Texas

McLennan outpaces nearby Milam County ($59,076) and Mitchell County ($56,033) but trails Medina County ($73,462) and significantly lags Midland County's $93,984. The county's income positioning reflects its role as a mid-sized regional hub anchored by Waco.

Rent Remains Manageable for Most

McLennan's rent-to-income ratio of 20.8% indicates that renters spend roughly one-fifth of earnings on housing—within the broadly accepted 30% affordability threshold. Median home values of $219,200 remain accessible for households earning the county median, though homeownership requires careful financial planning.

Build Long-Term Financial Security

With a median household income of $63,888, McLennan households have room to prioritize emergency savings, retirement contributions, and wealth-building investments. Starting early with automatic transfers to savings and low-cost index funds can help local families bridge the gap toward long-term prosperity.

Frequently Asked Questions

What is the median household income in McLennan County, Texas?
The median household income in McLennan County, Texas is $63,888, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in McLennan County?
The per capita income in McLennan County is $33,019, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $63,888.
How does McLennan County compare to the Texas average?
McLennan County's median household income of $63,888 is lower than the Texas state average of $64,737. The per capita income is $33,019, compared to the state average of $33,197.
What is the per capita income in McLennan County, Texas?
The per capita income in McLennan County, Texas is $33,019, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is McLennan County a low-income area in Texas?
McLennan County's median household income of $63,888 is below the Texas average of $64,737. The per capita income of $33,019 is also lower than the state average of $33,197. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does McLennan County rank for income in Texas?
McLennan County ranks #122 out of 253 counties in Texas by median household income (1 = highest). With a median household income of $63,888 and per capita income of $33,019, it falls in the middle third of counties statewide.

Income Comparison Calculator

See how your household income compares in McLennan County

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County median: $63,888 per year

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vs. State Average

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vs. National Median

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vs. National Median15% below

Income Adequacy

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Your monthly income ($5,324) vs. median rent ($1,106/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.