McCulloch County, Texas

Income Data

-20% vs. Texas average
$51,919
Median Household Income
$30,468
Per Capita Income

At a Glance

Median Household Income
$51,919
-20% vs. state avg
Per Capita Income
$30,468
-23% vs. national
Income-to-Housing Ratio
49.7%
income as % of home value
Rank in Texas
#208 / 253
by median household income

How McCulloch County Compares

McCulloch County$51,919
Texas Average$64,737
National Median$74,755

Detailed Income Statistics

$51,919
Median Household Income
$30,468
Per Capita Income
$104,400
Median Home Value
49.7%
Income-to-Housing Ratio

Data Story

About Household Income in McCulloch County, Texas

McCulloch County below national income average

At $51,919, McCulloch County's median household income trails the national median of $74,755 by 30%, placing it among lower-income U.S. counties. This reflects rural Texas economic patterns of limited diversification and stagnant wage growth.

Significantly below Texas average

McCulloch County earns $51,919 versus the state average of $64,737, a 20% shortfall positioning it in the lower half of Texas counties. The per capita income of $30,468 trails state average, indicating constrained earning potential across occupations.

Lower-income tier of region

McCulloch County ($51,919) ranks seventh among eight counties, above only Maverick ($51,270) and Marion ($47,447). The county's $5,500 gap versus Lynn County ($57,411) underscores struggling rural Central Texas economy.

Housing costs manageable but tight

McCulloch County's 19.4% rent-to-income ratio sits near the upper affordability threshold, with housing costs consuming nearly one-fifth of median earnings. The median home value of $104,400 is relatively affordable, but leaves limited room in household budgets for other priorities.

Build wealth through modest discipline

McCulloch County residents should establish automatic transfers of even $30-50 monthly into dedicated savings accounts to build financial discipline. Exploring employer 401(k) matches and IRA options provides tax advantages that amplify modest contributions over time.

Frequently Asked Questions

What is the median household income in McCulloch County, Texas?
The median household income in McCulloch County, Texas is $51,919, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in McCulloch County?
The per capita income in McCulloch County is $30,468, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $51,919.
How does McCulloch County compare to the Texas average?
McCulloch County's median household income of $51,919 is lower than the Texas state average of $64,737. The per capita income is $30,468, compared to the state average of $33,197.
What is the per capita income in McCulloch County, Texas?
The per capita income in McCulloch County, Texas is $30,468, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is McCulloch County a low-income area in Texas?
McCulloch County's median household income of $51,919 is below the Texas average of $64,737. The per capita income of $30,468 is also lower than the state average of $33,197. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does McCulloch County rank for income in Texas?
McCulloch County ranks #208 out of 253 counties in Texas by median household income (1 = highest). With a median household income of $51,919 and per capita income of $30,468, it falls in the bottom third of counties statewide.

Income Comparison Calculator

See how your household income compares in McCulloch County

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County median: $51,919 per year

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vs. State Average

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vs. National Median

-31%

vs. McCulloch County MedianAbout equal
vs. Texas Average20% below
vs. National Median31% below

Income Adequacy

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Your monthly income ($4,327) vs. median rent ($838/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.