Matagorda County, Texas
Income Data
At a Glance
How Matagorda County Compares
Detailed Income Statistics
Data Story
About Household Income in Matagorda County, Texas
Matagorda County lags national income median
At $55,174, Matagorda County's median household income trails the national median of $74,755 by 26%, reflecting economic challenges common to coastal agricultural regions. The county ranks below most U.S. counties in income performance.
Below Texas average by 15%
Matagorda County earns $55,174 versus the state average of $64,737, placing it in the lower third of Texas counties. The per capita income of $30,189 falls below state average, indicating limited individual earning capacity and concentrated employment challenges.
Lower-income among regional peers
Matagorda County ($55,174) ranks sixth among the eight counties, above only Marion ($47,447) and Maverick ($51,270). The county sits $3,000 below Lynn County ($57,411), highlighting economic stress across this coastal belt.
Housing costs exceed comfort zone
At 21.7%, Matagorda County's rent-to-income ratio exceeds healthy thresholds, meaning housing consumes more than one-fifth of median earnings. A median home value of $162,200 represents a significant stretch for households earning the county median, limiting disposable income.
Focus on financial stability first
Matagorda County residents should prioritize building 3-6 months emergency savings before investing, given tight housing costs. Once stabilized, even $25-50 monthly contributions to retirement accounts compound substantially over 20-30 years.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Matagorda County median
County median: $55,174 per year
vs. County Median
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vs. State Average
-15%
vs. National Median
-26%
Income Adequacy
Your monthly income ($4,598) vs. median rent ($998/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.