Hopkins County, Texas
Income Data
At a Glance
How Hopkins County Compares
Detailed Income Statistics
Data Story
About Household Income in Hopkins County, Texas
Hopkins County slightly below U.S. median
Hopkins County's median household income of $64,725 falls $10,030 short of the U.S. median of $74,755, representing a 13.4% gap. The county ranks in the lower-middle tier of American communities by earnings.
Near Texas state average income
Hopkins County's median household income of $64,725 exceeds Texas's state average of $64,737 by just $12, placing it almost exactly at the state midpoint. Per capita income of $32,536 runs marginally below the state average of $33,197.
Typical for rural North Texas region
Hopkins County's $64,725 median income closely matches Henderson County ($63,955) and Hill County ($63,147), reflecting similar rural economies in the region. The county trails the high-income growth corridors of Hays and Hood counties.
Housing costs slightly elevated
Hopkins County's rent-to-income ratio of 19.2% approaches the threshold of affordability strain, with housing consuming roughly 1 in 5.2 dollars of gross income. Median home values of $193,200 are accessible but represent a significant commitment for median-earning households.
Disciplined saving unlocks financial progress
Hopkins County households should establish budgets that account for the 19.2% housing cost burden while carving out savings for emergencies and retirement. Even modest, consistent investments can compound into meaningful wealth over decades of disciplined financial stewardship.
Frequently Asked Questions
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County median: $64,725 per year
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.