Hamilton County, Texas
Income Data
At a Glance
How Hamilton County Compares
Detailed Income Statistics
Data Story
About Household Income in Hamilton County, Texas
Hamilton County trails national income
Median household income in Hamilton County is $55,339, nearly $19,400 below the U.S. median of $74,755. This puts Hamilton County in the lower half nationally, though the county's per capita income of $36,865 exceeds Texas's state average of $33,197.
Below average for Texas
Hamilton County's $55,339 median household income falls short of Texas's state average of $64,737 by about $9,400. The county ranks in the lower third among Texas's 254 counties, indicating limited high-wage employment opportunities locally.
Less prosperous than nearby counties
Hamilton County's median income trails nearby Hardeman County ($61,179) and Hansford County ($68,299) by significant margins. Only Haskell County ($54,044) in this region earns less, underscoring Hamilton's relative economic challenge.
Affordable housing offsets modest wages
With a median home value of $124,800 and rent-to-income ratio of 18.4%, Hamilton County offers reasonable housing affordability for its income level. This favorable ratio suggests households can comfortably cover housing costs while maintaining room for savings and other expenses.
Build financial resilience now
Hamilton County residents earning below the state average should prioritize emergency savings and explore low-cost investment options like employer 401(k)s or index funds. With housing costs manageable at 18.4% of income, households have opportunity to allocate 10-15% toward long-term wealth building.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Hamilton County median
County median: $55,339 per year
vs. County Median
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vs. State Average
-15%
vs. National Median
-26%
Income Adequacy
Your monthly income ($4,612) vs. median rent ($847/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.