Clay County, Texas

Income Data

+19% vs. Texas average
$77,355
Median Household Income
$37,126
Per Capita Income

At a Glance

Median Household Income
$77,355
+19% vs. state avg
Per Capita Income
$37,126
-6% vs. national
Income-to-Housing Ratio
48.0%
income as % of home value
Rank in Texas
#36 / 253
by median household income

How Clay County Compares

Clay County$77,355
Texas Average$64,737
National Median$74,755

Detailed Income Statistics

$77,355
Median Household Income
$37,126
Per Capita Income
$161,300
Median Home Value
48.0%
Income-to-Housing Ratio

Data Story

About Household Income in Clay County, Texas

Clay County's income approaches national average

Clay County's median household income of $77,355 exceeds the national median of $74,755 by $2,600, placing it slightly above the U.S. benchmark. The county represents solid middle-class earning power regionally.

Above Texas average, strong regional position

At $77,355, Clay County's median household income surpasses the Texas state average of $64,737 by $12,618, or 19.5%. The county ranks among higher-income communities statewide, though below top earners like Chambers County.

Outearns most regional peer counties

Clay County's $77,355 ranks second only to Carson County ($84,583) and substantially exceeds Cherokee County ($59,830), Childress County ($60,333), and Cass County ($54,328). The county enjoys a strong income position regionally.

Excellent housing affordability for region

At 12.8%, Clay County boasts the lowest rent-to-income ratio in this analysis, well below the 30% affordability threshold. The median home value of $161,300 is reasonable for households with this income level, leaving margin for other expenses.

Build wealth with Clay County's advantage

With above-average income and excellent housing affordability, Clay County residents can confidently invest surplus earnings. Maximize retirement savings, consider rental property investments, and explore diversified portfolio strategies to accelerate wealth growth.

Frequently Asked Questions

What is the median household income in Clay County, Texas?
The median household income in Clay County, Texas is $77,355, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Clay County?
The per capita income in Clay County is $37,126, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $77,355.
How does Clay County compare to the Texas average?
Clay County's median household income of $77,355 is higher than the Texas state average of $64,737. The per capita income is $37,126, compared to the state average of $33,197.
What is the per capita income in Clay County, Texas?
The per capita income in Clay County, Texas is $37,126, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is Clay County income higher than the Texas average?
Clay County's median household income of $77,355 is higher than the Texas average of $64,737. This difference of $12,618 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does Clay County rank for income in Texas?
Clay County ranks #36 out of 253 counties in Texas by median household income (1 = highest). With a median household income of $77,355 and per capita income of $37,126, it falls in the top third of counties statewide.

Income Comparison Calculator

See how your household income compares in Clay County

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Your income is above the Clay County median

County median: $77,355 per year

vs. County Median

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vs. State Average

+19%

vs. National Median

+3%

vs. Clay County MedianAbout equal
vs. Texas Average19% above
vs. National Median3% above

Income Adequacy

Monthly income covers median rent7.8x

Your monthly income ($6,446) vs. median rent ($825/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.