Clay County, Texas
Income Data
At a Glance
How Clay County Compares
Detailed Income Statistics
Data Story
About Household Income in Clay County, Texas
Clay County's income approaches national average
Clay County's median household income of $77,355 exceeds the national median of $74,755 by $2,600, placing it slightly above the U.S. benchmark. The county represents solid middle-class earning power regionally.
Above Texas average, strong regional position
At $77,355, Clay County's median household income surpasses the Texas state average of $64,737 by $12,618, or 19.5%. The county ranks among higher-income communities statewide, though below top earners like Chambers County.
Outearns most regional peer counties
Clay County's $77,355 ranks second only to Carson County ($84,583) and substantially exceeds Cherokee County ($59,830), Childress County ($60,333), and Cass County ($54,328). The county enjoys a strong income position regionally.
Excellent housing affordability for region
At 12.8%, Clay County boasts the lowest rent-to-income ratio in this analysis, well below the 30% affordability threshold. The median home value of $161,300 is reasonable for households with this income level, leaving margin for other expenses.
Build wealth with Clay County's advantage
With above-average income and excellent housing affordability, Clay County residents can confidently invest surplus earnings. Maximize retirement savings, consider rental property investments, and explore diversified portfolio strategies to accelerate wealth growth.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Clay County median
County median: $77,355 per year
vs. County Median
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vs. State Average
+19%
vs. National Median
+3%
Income Adequacy
Your monthly income ($6,446) vs. median rent ($825/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.