Caldwell County, Texas

Income Data

+6% vs. Texas average
$68,503
Median Household Income
$30,497
Per Capita Income

At a Glance

Median Household Income
$68,503
+6% vs. state avg
Per Capita Income
$30,497
-23% vs. national
Income-to-Housing Ratio
31.8%
income as % of home value
Rank in Texas
#79 / 253
by median household income

How Caldwell County Compares

Caldwell County$68,503
Texas Average$64,737
National Median$74,755

Detailed Income Statistics

$68,503
Median Household Income
$30,497
Per Capita Income
$215,600
Median Home Value
31.8%
Income-to-Housing Ratio

Data Story

About Household Income in Caldwell County, Texas

Caldwell County near national norms

Caldwell County's median household income of $68,503 falls 8% below the U.S. median of $74,755, reflecting modestly lower earning capacity. While below the national average, the county remains solidly middle-class by American standards.

Middle-tier income in Texas

At $68,503, Caldwell County exceeds the Texas state average of $64,737 by roughly $3,750, ranking in the middle-upper segment of Texas counties. The moderate advantage over state norms reflects a reasonably healthy local economy.

Mixed standing regionally

Caldwell County's $68,503 income trails Burnet ($77,158) and Burleson ($72,888) but exceeds Brown ($55,305) and Camp ($55,061) counties significantly. The county sits in the regional middle, suggesting moderate prosperity compared to both stronger and weaker neighboring economies.

Housing costs elevated

Caldwell County's 20.1% rent-to-income ratio indicates housing expenses consume one-fifth of median income, approaching the affordability threshold. With median home values at $215,600, rising property prices may strain some households, though core affordability remains intact for employed residents.

Focus on debt reduction first

Caldwell County residents should prioritize paying down high-interest debt and building emergency reserves before aggressive investing, given elevated housing costs. Once housing stability is secure, even modest monthly investments in tax-advantaged retirement accounts can generate substantial long-term wealth.

Frequently Asked Questions

What is the median household income in Caldwell County, Texas?
The median household income in Caldwell County, Texas is $68,503, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Caldwell County?
The per capita income in Caldwell County is $30,497, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $68,503.
How does Caldwell County compare to the Texas average?
Caldwell County's median household income of $68,503 is higher than the Texas state average of $64,737. The per capita income is $30,497, compared to the state average of $33,197.
What is the per capita income in Caldwell County, Texas?
The per capita income in Caldwell County, Texas is $30,497, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is Caldwell County income higher than the Texas average?
Caldwell County's median household income of $68,503 is higher than the Texas average of $64,737. This difference of $3,766 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does Caldwell County rank for income in Texas?
Caldwell County ranks #79 out of 253 counties in Texas by median household income (1 = highest). With a median household income of $68,503 and per capita income of $30,497, it falls in the top third of counties statewide.

Income Comparison Calculator

See how your household income compares in Caldwell County

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County median: $68,503 per year

vs. County Median

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vs. State Average

+6%

vs. National Median

-8%

vs. Caldwell County MedianAbout equal
vs. Texas Average6% above
vs. National Median8% below

Income Adequacy

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Your monthly income ($5,709) vs. median rent ($1,145/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.