Baylor County, Texas

Income Data

-35% vs. Texas average
$42,313
Median Household Income
$28,579
Per Capita Income

At a Glance

Median Household Income
$42,313
-35% vs. state avg
Per Capita Income
$28,579
-28% vs. national
Income-to-Housing Ratio
45.4%
income as % of home value
Rank in Texas
#238 / 253
by median household income

How Baylor County Compares

Baylor County$42,313
Texas Average$64,737
National Median$74,755

Detailed Income Statistics

$42,313
Median Household Income
$28,579
Per Capita Income
$93,300
Median Home Value
45.4%
Income-to-Housing Ratio

Data Story

About Household Income in Baylor County, Texas

Baylor County faces significant income gap

At $42,313, Baylor County's median household income trails the national median of $74,755 by a substantial $32,400, representing nearly 43% lower earnings. The county ranks among the lowest-income counties nationally, signaling economic challenges requiring targeted intervention.

Poorest county in this Texas sample

Baylor County's median household income of $42,313 falls far below the Texas state average of $64,737, lagging by $22,400 annually. Among the eight counties examined, Baylor ranks dead last, highlighting persistent economic headwinds in rural North Texas.

Significant gap versus surrounding counties

Baylor County's $42,313 median household income represents less than 60% of nearby Bailey County's $70,625 and barely half of Bastrop County's $82,730. The county's per capita income of $28,579 also lags the state average of $33,197, indicating limited individual earning power.

Housing costs consume significant share of income

At 19.4%, Baylor County's rent-to-income ratio approaches concerning levels for low-income households. A median household earning $42,313 annually spends roughly $685 monthly on rent, leaving limited margin for healthcare, food, transportation, and savings.

Strategic planning essential for financial stability

Baylor County residents must prioritize financial literacy and disciplined budgeting to build economic security from limited household incomes. Even modest savings goals—targeting 5-10% of the $42,313 median—require intentional planning, accessible financial counseling, and awareness of credit-building opportunities.

Frequently Asked Questions

What is the median household income in Baylor County, Texas?
The median household income in Baylor County, Texas is $42,313, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Baylor County?
The per capita income in Baylor County is $28,579, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $42,313.
How does Baylor County compare to the Texas average?
Baylor County's median household income of $42,313 is lower than the Texas state average of $64,737. The per capita income is $28,579, compared to the state average of $33,197.
What is the per capita income in Baylor County, Texas?
The per capita income in Baylor County, Texas is $28,579, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Baylor County a low-income area in Texas?
Baylor County's median household income of $42,313 is below the Texas average of $64,737. The per capita income of $28,579 is also lower than the state average of $33,197. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Baylor County rank for income in Texas?
Baylor County ranks #238 out of 253 counties in Texas by median household income (1 = highest). With a median household income of $42,313 and per capita income of $28,579, it falls in the bottom third of counties statewide.

Income Comparison Calculator

See how your household income compares in Baylor County

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Your income is above the Baylor County median

County median: $42,313 per year

vs. County Median

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vs. State Average

-35%

vs. National Median

-43%

vs. Baylor County MedianAbout equal
vs. Texas Average35% below
vs. National Median43% below

Income Adequacy

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Your monthly income ($3,526) vs. median rent ($685/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.