Baylor County, Texas
Income Data
At a Glance
How Baylor County Compares
Detailed Income Statistics
Data Story
About Household Income in Baylor County, Texas
Baylor County faces significant income gap
At $42,313, Baylor County's median household income trails the national median of $74,755 by a substantial $32,400, representing nearly 43% lower earnings. The county ranks among the lowest-income counties nationally, signaling economic challenges requiring targeted intervention.
Poorest county in this Texas sample
Baylor County's median household income of $42,313 falls far below the Texas state average of $64,737, lagging by $22,400 annually. Among the eight counties examined, Baylor ranks dead last, highlighting persistent economic headwinds in rural North Texas.
Significant gap versus surrounding counties
Baylor County's $42,313 median household income represents less than 60% of nearby Bailey County's $70,625 and barely half of Bastrop County's $82,730. The county's per capita income of $28,579 also lags the state average of $33,197, indicating limited individual earning power.
Housing costs consume significant share of income
At 19.4%, Baylor County's rent-to-income ratio approaches concerning levels for low-income households. A median household earning $42,313 annually spends roughly $685 monthly on rent, leaving limited margin for healthcare, food, transportation, and savings.
Strategic planning essential for financial stability
Baylor County residents must prioritize financial literacy and disciplined budgeting to build economic security from limited household incomes. Even modest savings goals—targeting 5-10% of the $42,313 median—require intentional planning, accessible financial counseling, and awareness of credit-building opportunities.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Baylor County median
County median: $42,313 per year
vs. County Median
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vs. State Average
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vs. National Median
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Income Adequacy
Your monthly income ($3,526) vs. median rent ($685/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.