Harding County, South Dakota

Income Data

+12% vs. South Dakota average
$74,766
Median Household Income
$48,974
Per Capita Income

At a Glance

Median Household Income
$74,766
+12% vs. state avg
Per Capita Income
$48,974
+24% vs. national
Income-to-Housing Ratio
47.8%
income as % of home value
Rank in South Dakota
#16 / 66
by median household income

How Harding County Compares

Harding County$74,766
South Dakota Average$66,926
National Median$74,755

Detailed Income Statistics

$74,766
Median Household Income
$48,974
Per Capita Income
$156,400
Median Home Value
47.8%
Income-to-Housing Ratio

Data Story

About Household Income in Harding County, South Dakota

Harding County matches national income

Harding County's median household income of $74,766 virtually matches the national median of $74,755, placing it squarely in the American mainstream. Per capita income of $48,974 significantly exceeds national averages by 23%, indicating wealth is concentrated among fewer households or highly productive individuals.

Above-average for South Dakota

Harding County's median household income of $74,766 exceeds South Dakota's state average of $66,926 by 11.7%, ranking it in the upper-middle tier statewide. The county's per capita income of $48,974 far surpasses the state average of $35,667, indicating strong individual wealth concentration.

High per capita income regionally

Harding County's $74,766 median household income ranks near Grant ($73,818) and Hand ($72,054), but its per capita income of $48,974 is the highest among all neighboring counties by a wide margin. This suggests fewer but wealthier households in the county.

Lowest housing cost ratio statewide

Harding County's rent-to-income ratio of 7.7% is among the absolute lowest in South Dakota, indicating housing is exceptionally affordable relative to income. This leaves abundant resources for savings, investments, and major financial goals.

Use exceptional housing advantage

Harding County's combination of near-national income and the state's lowest rent-to-income ratio creates significant wealth-building capacity. Prioritize maxing out retirement contributions, building an investment portfolio, or exploring real estate opportunities that leverage your exceptional housing affordability advantage.

Frequently Asked Questions

What is the median household income in Harding County, South Dakota?
The median household income in Harding County, South Dakota is $74,766, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Harding County?
The per capita income in Harding County is $48,974, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $74,766.
How does Harding County compare to the South Dakota average?
Harding County's median household income of $74,766 is higher than the South Dakota state average of $66,926. The per capita income is $48,974, compared to the state average of $35,667.
What is the per capita income in Harding County, South Dakota?
The per capita income in Harding County, South Dakota is $48,974, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is Harding County income higher than the South Dakota average?
Harding County's median household income of $74,766 is higher than the South Dakota average of $66,926. This difference of $7,840 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does Harding County rank for income in South Dakota?
Harding County ranks #16 out of 66 counties in South Dakota by median household income (1 = highest). With a median household income of $74,766 and per capita income of $48,974, it falls in the top third of counties statewide.

Income Comparison Calculator

See how your household income compares in Harding County

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Your income is above the Harding County median

County median: $74,766 per year

vs. County Median

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vs. State Average

+12%

vs. National Median

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vs. Harding County MedianAbout equal
vs. South Dakota Average12% above
vs. National MedianAbout equal

Income Adequacy

Monthly income covers median rent13.0x

Your monthly income ($6,231) vs. median rent ($478/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.