Stephens County, Oklahoma
Income Data
U.S. Census Bureau ACSAt a Glance
Economic Indicators
How Stephens County Compares
Detailed Income Statistics
Income Advisory: Stephens County
Income Verdict
Stephens County has a median household income of $60,236 and per capita income of $34,244 — a gap of $25,992, suggesting a higher share of single-earner or non-family households.
Housing Affordability
With median gross rent at $865/month and a median household income of $60,236, rent consumes approximately 17.2% of monthly income — well within affordable thresholds.
Economic Context
With a median household income of $60,236, residents of Stephens County likely face budget constraints in higher-cost regions but may find cost of living manageable locally. Per capita income of $34,244 is in line with national norms for individual earners.
Neighbor Context
Stephens County earns approximately 3.4% above the Oklahoma state median household income of $58,273, positioning it favorably within the state.
Data Story
About Household Income in Stephens County, Oklahoma
Stephens County earns above national median
At $60,236, Stephens County's median household income falls short of the national median of $74,755 by about $14,500. The county still ranks in the middle range of U.S. counties, outperforming many rural areas across the country.
Middle-upper tier in Oklahoma
Stephens County's $60,236 median household income ranks above Oklahoma's state average of $58,273 by roughly $2,000. The county holds its own in Oklahoma's income rankings, reflecting a diversified local economy and steady employment.
Outearns most adjacent counties
Stephens County's income exceeds Seminole ($46,191), Sequoyah ($49,795), Tillman ($47,445), and Texas ($59,275). Only Rogers County ($77,688) significantly outearns Stephens, marking it as a regional economic leader in south-central Oklahoma.
Housing costs are reasonable
At 17.2%, Stephens County's rent-to-income ratio sits just above the 15% affordability line, indicating manageable but tight housing costs. With a median home value of $135,100, households earning the county median can afford homeownership with disciplined budgeting.
Seize your income stability for growth
Stephens County's above-average state income provides real opportunity to invest and save beyond basic expenses. Direct 12–15% of income to retirement accounts and investment funds, and use your stable local economy as a foundation for long-term financial planning.
Frequently Asked Questions
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Income Comparison Calculator
See how your household income compares in Stephens County
Your income is above the Stephens County median
County median: $60,236 per year
vs. County Median
+0%
vs. State Average
+3%
vs. National Median
-19%
Income Adequacy
Your monthly income ($5,020) vs. median rent ($865/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.