Hertford County, North Carolina
Income Data
U.S. Census Bureau ACSAt a Glance
Economic Indicators
How Hertford County Compares
Detailed Income Statistics
Income Advisory: Hertford County
Income Verdict
Hertford County has a median household income of $47,472 and per capita income of $27,562 — a gap of $19,910, suggesting a higher share of single-earner or non-family households.
Housing Affordability
With median gross rent at $806/month and a median household income of $47,472, rent consumes approximately 20.4% of monthly income — well within affordable thresholds.
Economic Context
With a median household income of $47,472, residents of Hertford County likely face budget constraints in higher-cost regions but may find cost of living manageable locally. Per capita income of $27,562 suggests below-average individual earnings, which may reflect local employment mix or industrial composition.
Neighbor Context
Hertford County earns approximately 22.3% below the North Carolina state median household income of $61,072.
Data Story
About Household Income in Hertford County, North Carolina
Hertford trails nation by $27,000
Hertford County's median household income of $47,472 falls significantly short of the national median of $74,755, creating a $27,000 gap that limits household wealth-building capacity. The county ranks among the lowest-earning regions in America, reflective of limited access to high-wage employment and economic diversification challenges.
Hertford among state's lowest earners
At $47,472, Hertford County's median household income is 22% below North Carolina's state average of $61,072, placing it in the bottom tier of the state's 100 counties. This income deficit constrains household budgets and limits local economic development capacity.
Hertford struggles in low-income tier
Hertford's $47,472 median household income ranks slightly above Halifax ($45,071) but trails all other profiled counties, sitting second-lowest alongside Hyde in regional income rankings. The county faces persistent economic challenges shared with its neighboring rural counties, requiring targeted economic development and workforce training initiatives.
Rent burden tight, homes very affordable
At 20.4% of income, Hertford's rent-to-income ratio is acceptable but leaves limited flexibility for additional expenses on a household income of $47,472. The median home value of $111,100 is the second-lowest among profiled counties, offering genuine homeownership accessibility despite low income.
Focus on stability, then growth
Hertford households should prioritize building a $1,000–$2,000 emergency fund and exploring low-cost retirement savings options like Roth IRAs, which allow flexible withdrawals of contributions. Once basic financial security is established, even $25–$50 monthly contributions compound meaningfully over decades, creating a path toward retirement readiness.
Frequently Asked Questions
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Income Comparison Calculator
See how your household income compares in Hertford County
Your income is above the Hertford County median
County median: $47,472 per year
vs. County Median
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vs. State Average
-22%
vs. National Median
-36%
Income Adequacy
Your monthly income ($3,956) vs. median rent ($806/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.