Hertford County, North Carolina
Income Data
At a Glance
How Hertford County Compares
Detailed Income Statistics
Data Story
About Household Income in Hertford County, North Carolina
Hertford trails nation by $27,000
Hertford County's median household income of $47,472 falls significantly short of the national median of $74,755, creating a $27,000 gap that limits household wealth-building capacity. The county ranks among the lowest-earning regions in America, reflective of limited access to high-wage employment and economic diversification challenges.
Hertford among state's lowest earners
At $47,472, Hertford County's median household income is 22% below North Carolina's state average of $61,072, placing it in the bottom tier of the state's 100 counties. This income deficit constrains household budgets and limits local economic development capacity.
Hertford struggles in low-income tier
Hertford's $47,472 median household income ranks slightly above Halifax ($45,071) but trails all other profiled counties, sitting second-lowest alongside Hyde in regional income rankings. The county faces persistent economic challenges shared with its neighboring rural counties, requiring targeted economic development and workforce training initiatives.
Rent burden tight, homes very affordable
At 20.4% of income, Hertford's rent-to-income ratio is acceptable but leaves limited flexibility for additional expenses on a household income of $47,472. The median home value of $111,100 is the second-lowest among profiled counties, offering genuine homeownership accessibility despite low income.
Focus on stability, then growth
Hertford households should prioritize building a $1,000–$2,000 emergency fund and exploring low-cost retirement savings options like Roth IRAs, which allow flexible withdrawals of contributions. Once basic financial security is established, even $25–$50 monthly contributions compound meaningfully over decades, creating a path toward retirement readiness.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Hertford County median
County median: $47,472 per year
vs. County Median
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vs. State Average
-22%
vs. National Median
-36%
Income Adequacy
Your monthly income ($3,956) vs. median rent ($806/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.