Haywood County, North Carolina
Income Data
At a Glance
How Haywood County Compares
Detailed Income Statistics
Data Story
About Household Income in Haywood County, North Carolina
Haywood slightly exceeds state, trails nation
Haywood County's median household income of $61,001 is nearly flat with North Carolina's state average of $61,072, but falls short of the national median of $74,755 by about $13,700. The county represents a typical rural North Carolina experience, neither outperforming nor significantly lagging regional peers.
Haywood near middle of state rankings
At $61,001, Haywood County's median household income sits virtually at the state average of $61,072, placing it near the middle of North Carolina's 100 counties. The county's per capita income of $35,580 exceeds the state average of $33,920, showing solid individual earning potential.
Haywood competitive with rural peers
Haywood's $61,001 median household income trails Harnett ($69,012) and Henderson ($67,623) but outperforms Hoke ($60,095) and matches state-level stability. The county offers a middle-ground income profile among its peer group, neither struggling nor prospering exceptionally.
Rent manageable, housing quite pricey
At 20.7% of income, Haywood's rent-to-income ratio is reasonable, though households must budget carefully for other costs. The median home value of $254,900 is notably high relative to the $61,001 median household income, requiring substantial down payments and limiting homeownership accessibility for median-income families.
Balance housing costs with investing
Haywood households should prioritize building a 3–6 month emergency fund given the county's elevated home values and housing pressures. Once basic security is established, contributing 5–8% to tax-advantaged retirement accounts can help offset the challenge of achieving homeownership while building long-term wealth.
Frequently Asked Questions
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.