Caldwell County, North Carolina
Income Data
At a Glance
How Caldwell County Compares
Detailed Income Statistics
Data Story
About Household Income in Caldwell County, North Carolina
Caldwell trails national income median
Caldwell County's median household income of $55,401 falls $19,354 below the national median of $74,755. The 26% shortfall reflects the county's rural, manufacturing-dependent economy and limited high-wage employment.
Lower-middle income for North Carolina
At $55,401, Caldwell County ranks below the state average of $61,072 by $5,671—a 9% deficit. The county's reliance on traditional industries and aging workforce contribute to below-average statewide earnings.
Similar to Burke, far behind leaders
Caldwell County ($55,401) earns nearly equally with Burke ($55,684) but trails Cabarrus ($86,084) by $30,683—a 56% gap. Its foothills location and industrial challenges parallel Burke's economic constraints.
Best affordability ratio in region
Caldwell County boasts the lowest rent-to-income ratio among these eight counties at 15.9%, and a median home value of just $174,000. Housing is highly affordable, enabling households to save and invest despite moderate incomes.
Use low costs to build savings
Caldwell County's exceptional housing affordability—the county's strongest financial advantage—creates space to accumulate emergency savings and retirement funds. Prioritize skill development and education to increase earning potential while leveraging low living costs.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Caldwell County median
County median: $55,401 per year
vs. County Median
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vs. State Average
-9%
vs. National Median
-26%
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Your monthly income ($4,617) vs. median rent ($735/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.