Bernalillo County, New Mexico

Income Data

+20% vs. New Mexico average
$66,514
Median Household Income
$39,234
Per Capita Income

At a Glance

Median Household Income
$66,514
+20% vs. state avg
Per Capita Income
$39,234
-1% vs. national
Income-to-Housing Ratio
24.8%
income as % of home value
Rank in New Mexico
#6 / 33
by median household income

How Bernalillo County Compares

Bernalillo County$66,514
New Mexico Average$55,469
National Median$74,755

Detailed Income Statistics

$66,514
Median Household Income
$39,234
Per Capita Income
$268,500
Median Home Value
24.8%
Income-to-Housing Ratio

Data Story

About Household Income in Bernalillo County, New Mexico

Bernalillo outpaces nation on income

Bernalillo County's median household income of $66,514 sits 11% below the U.S. median of $74,755, placing it in the middle tier nationally. The county ranks higher than roughly 40% of U.S. counties in household income, reflecting its status as New Mexico's economic engine anchored by Albuquerque.

Clear income leader in New Mexico

Bernalillo County's median household income of $66,514 significantly exceeds New Mexico's state average of $55,469—a 20% premium. Among the eight counties examined here, Bernalillo ranks first, with the next-highest county nearly $10,000 behind.

Outearning comparable counties statewide

Bernalillo's $66,514 median income towers over its peer counties: Curry County ($56,259), Doña Ana County ($55,663), and Chaves County ($52,029). This income advantage reflects Bernalillo's larger population base, urban infrastructure, and concentration of government and service-sector jobs.

Rent affordable, but homeownership strained

At 19.6%, Bernalillo's rent-to-income ratio sits comfortably below the 30% affordability threshold, meaning renters keep costs manageable. However, the median home value of $268,500 requires substantial income to afford mortgages, potentially pushing homeownership out of reach for median-income households.

Build on Bernalillo's income advantage

With household income 20% above the state average, Bernalillo residents have a strong foundation to build wealth through retirement savings and investments. Consider directing 10-15% of household income into 401(k)s, IRAs, or diversified investment accounts to compound earnings over time.

Frequently Asked Questions

What is the median household income in Bernalillo County, New Mexico?
The median household income in Bernalillo County, New Mexico is $66,514, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Bernalillo County?
The per capita income in Bernalillo County is $39,234, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $66,514.
How does Bernalillo County compare to the New Mexico average?
Bernalillo County's median household income of $66,514 is higher than the New Mexico state average of $55,469. The per capita income is $39,234, compared to the state average of $32,602.
What is the per capita income in Bernalillo County, New Mexico?
The per capita income in Bernalillo County, New Mexico is $39,234, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is Bernalillo County income higher than the New Mexico average?
Bernalillo County's median household income of $66,514 is higher than the New Mexico average of $55,469. This difference of $11,045 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does Bernalillo County rank for income in New Mexico?
Bernalillo County ranks #6 out of 33 counties in New Mexico by median household income (1 = highest). With a median household income of $66,514 and per capita income of $39,234, it falls in the top third of counties statewide.

Income Comparison Calculator

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County median: $66,514 per year

vs. County Median

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vs. State Average

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vs. National Median

-11%

vs. Bernalillo County MedianAbout equal
vs. New Mexico Average20% above
vs. National Median11% below

Income Adequacy

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Your monthly income ($5,543) vs. median rent ($1,087/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.