IncomeBy County

Union County, New Jersey

Income Data

U.S. Census Bureau ACS
-1% vs. New Jersey average
$100,117
Median Household Income
$51,850
Per Capita Income

At a Glance

Median Household Income
$100,117
-1% vs. state avg
Per Capita Income
$51,850
+31% vs. national
Income-to-Housing Ratio
20.5%
income as % of home value
Rank in New Jersey
#10 / 21
by median household income

Economic Indicators

Unemployment Rate
N/A
Labor Force Participation
N/A

How Union County Compares

Union County$100,117
New Jersey Average$100,891
National Median$74,755

Detailed Income Statistics

$100,117
Median Household Income
$51,850
Per Capita Income
$488,800
Median Home Value
20.5%
Income-to-Housing Ratio

Income Advisory: Union County

Income Verdict

Union County has a median household income of $100,117 and per capita income of $51,850 — a gap of $48,267, suggesting a typical mix of dual-income and single-earner households.

Housing Affordability

With median gross rent at $1,664/month and a median household income of $100,117, rent consumes approximately 19.9% of monthly income — well within affordable thresholds.

Economic Context

The median household income of $100,117 places Union County in a high-earning tier, supporting strong purchasing power and above-average consumer spending. Per capita income of $51,850 reflects a relatively affluent population with substantial individual earning capacity.

Neighbor Context

Union County earns approximately 0.8% below the New Jersey state median household income of $100,891.

Data Story

About Household Income in Union County, New Jersey

Union earns 34% above America's median income

Union County's median household income of $100,117 exceeds the national median of $74,755 by 33.9%, reflecting solid middle-to-upper-class earning power. Union's income advantage places it in the upper quarter of U.S. counties despite regional cost-of-living pressures.

Matches New Jersey's statewide income average

Union's $100,117 median income virtually mirrors New Jersey's state average of $100,891, making Union a representative New Jersey county by income standards. This alignment reflects Union's diverse population and economic base across its municipalities.

Union bridges the income middle ground

Union earns $50,843 less than Somerset but $5,521 more than Warren County, positioning it as a bridge between New Jersey's wealthiest and more modest-income regions. This income level reflects Union's role as a commercial and residential hub in the state's northeastern corridor.

Housing costs present affordability challenge

Union's 19.9% rent-to-income ratio is the highest among these five counties, signaling early affordability stress for renters. The median home value of $488,800 requires substantial household income to afford comfortably, demanding careful financial planning.

Plan strategically amid higher housing costs

Union households earning at state-average levels face above-average housing costs that require disciplined financial planning to build wealth. Prioritize maximizing employer retirement benefits, consider first-time homebuyer programs, and explore investment strategies that capitalize on home equity appreciation in this strong real estate market.

Frequently Asked Questions

What is the median household income in Union County, New Jersey?
The median household income in Union County, New Jersey is $100,117, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Union County?
The per capita income in Union County is $51,850, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $100,117.
How does Union County compare to the New Jersey average?
Union County's median household income of $100,117 is lower than the New Jersey state average of $100,891. The per capita income is $51,850, compared to the state average of $52,255.
What is the per capita income in Union County, New Jersey?
The per capita income in Union County, New Jersey is $51,850, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Union County a low-income area in New Jersey?
Union County's median household income of $100,117 is below the New Jersey average of $100,891. The per capita income of $51,850 is also lower than the state average of $52,255. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Union County rank for income in New Jersey?
Union County ranks #10 out of 21 counties in New Jersey by median household income (1 = highest). With a median household income of $100,117 and per capita income of $51,850, it falls in the middle third of counties statewide.

Income Comparison Calculator

See how your household income compares in Union County

$
1.00x

Your income is above the Union County median

County median: $100,117 per year

vs. County Median

+0%

vs. State Average

-1%

vs. National Median

+34%

vs. Union County MedianAbout equal
vs. New Jersey Average▼ 1% below
vs. National Median▲ 34% above

Income Adequacy

Monthly income covers median rent5.0x

Your monthly income ($8,343) vs. median rent ($1,664/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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