Cumberland County, New Jersey

Income Data

-36% vs. New Jersey average
$64,499
Median Household Income
$33,587
Per Capita Income

At a Glance

Median Household Income
$64,499
-36% vs. state avg
Per Capita Income
$33,587
-15% vs. national
Income-to-Housing Ratio
31.4%
income as % of home value
Rank in New Jersey
#21 / 21
by median household income

How Cumberland County Compares

Cumberland County$64,499
New Jersey Average$100,891
National Median$74,755

Detailed Income Statistics

$64,499
Median Household Income
$33,587
Per Capita Income
$205,600
Median Home Value
31.4%
Income-to-Housing Ratio

Data Story

About Household Income in Cumberland County, New Jersey

Cumberland trails national income averages

Cumberland County's median household income of $64,499 falls 13.8% below the national median of $74,755, placing it among the nation's lower-income counties. This gap reflects limited job growth, agricultural dependence, and outmigration of higher-wage workers to surrounding regions.

New Jersey's income challenge

Cumberland's $64,499 median income is the lowest among New Jersey's major counties, trailing the state average of $100,891 by 36.1%. This substantial gap underscores Cumberland's economic distress and reflects systemic job market weaknesses that persist despite regional growth elsewhere in the state.

Significantly behind all surrounding counties

Cumberland's $64,499 median lags Atlantic ($76,819), Cape May ($88,046), and all other regional peers by wide margins. The consistent underperformance signals structural economic challenges requiring targeted workforce development and business recruitment.

Housing pressures strain household budgets

Cumberland's 23.3% rent-to-income ratio is the state's highest, indicating rent consumes nearly a quarter of household earnings, limiting savings capacity. The median home value of $205,600 is affordable in isolation, but low incomes make both renting and homeownership financially stressful for many families.

Prioritize emergency savings and skills training

Cumberland households should aggressively build 6–12 months of emergency reserves to weather income volatility and job disruptions. Investing in career development, technical certifications, and remote work capabilities creates pathways to higher incomes and reduced economic vulnerability.

Frequently Asked Questions

What is the median household income in Cumberland County, New Jersey?
The median household income in Cumberland County, New Jersey is $64,499, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Cumberland County?
The per capita income in Cumberland County is $33,587, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $64,499.
How does Cumberland County compare to the New Jersey average?
Cumberland County's median household income of $64,499 is lower than the New Jersey state average of $100,891. The per capita income is $33,587, compared to the state average of $52,255.
What is the per capita income in Cumberland County, New Jersey?
The per capita income in Cumberland County, New Jersey is $33,587, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Cumberland County a low-income area in New Jersey?
Cumberland County's median household income of $64,499 is below the New Jersey average of $100,891. The per capita income of $33,587 is also lower than the state average of $52,255. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Cumberland County rank for income in New Jersey?
Cumberland County ranks #21 out of 21 counties in New Jersey by median household income (1 = highest). With a median household income of $64,499 and per capita income of $33,587, it falls in the bottom third of counties statewide.

Income Comparison Calculator

See how your household income compares in Cumberland County

$
1.00x

Your income is above the Cumberland County median

County median: $64,499 per year

vs. County Median

+0%

vs. State Average

-36%

vs. National Median

-14%

vs. Cumberland County MedianAbout equal
vs. New Jersey Average36% below
vs. National Median14% below

Income Adequacy

Monthly income covers median rent4.3x

Your monthly income ($5,375) vs. median rent ($1,254/mo). A ratio of 3.3x or higher means rent is under 30% of income.

Sponsored

Grow Your Wealth

See how your income stacks up in Cumberland County, New Jersey? Start investing smarter with a robo-advisor that builds a diversified portfolio for you.

Start Investing

Counties with Similar Income Levels

Sponsored

Compare Financial Products in New Jersey

Compare savings accounts, CDs, and money market rates from top banks to make the most of your earnings.

Compare Rates

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.