Cumberland County, New Jersey
Income Data
At a Glance
How Cumberland County Compares
Detailed Income Statistics
Data Story
About Household Income in Cumberland County, New Jersey
Cumberland trails national income averages
Cumberland County's median household income of $64,499 falls 13.8% below the national median of $74,755, placing it among the nation's lower-income counties. This gap reflects limited job growth, agricultural dependence, and outmigration of higher-wage workers to surrounding regions.
New Jersey's income challenge
Cumberland's $64,499 median income is the lowest among New Jersey's major counties, trailing the state average of $100,891 by 36.1%. This substantial gap underscores Cumberland's economic distress and reflects systemic job market weaknesses that persist despite regional growth elsewhere in the state.
Significantly behind all surrounding counties
Cumberland's $64,499 median lags Atlantic ($76,819), Cape May ($88,046), and all other regional peers by wide margins. The consistent underperformance signals structural economic challenges requiring targeted workforce development and business recruitment.
Housing pressures strain household budgets
Cumberland's 23.3% rent-to-income ratio is the state's highest, indicating rent consumes nearly a quarter of household earnings, limiting savings capacity. The median home value of $205,600 is affordable in isolation, but low incomes make both renting and homeownership financially stressful for many families.
Prioritize emergency savings and skills training
Cumberland households should aggressively build 6–12 months of emergency reserves to weather income volatility and job disruptions. Investing in career development, technical certifications, and remote work capabilities creates pathways to higher incomes and reduced economic vulnerability.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Cumberland County median
County median: $64,499 per year
vs. County Median
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vs. State Average
-36%
vs. National Median
-14%
Income Adequacy
Your monthly income ($5,375) vs. median rent ($1,254/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.