Garfield County, Montana

Income Data

-1% vs. Montana average
$61,750
Median Household Income
$35,206
Per Capita Income

At a Glance

Median Household Income
$61,750
-1% vs. state avg
Per Capita Income
$35,206
-11% vs. national
Income-to-Housing Ratio
34.6%
income as % of home value
Rank in Montana
#29 / 56
by median household income

How Garfield County Compares

Garfield County$61,750
Montana Average$62,295
National Median$74,755

Detailed Income Statistics

$61,750
Median Household Income
$35,206
Per Capita Income
$178,300
Median Home Value
34.6%
Income-to-Housing Ratio

Data Story

About Household Income in Garfield County, Montana

Garfield trails the nation on income

Garfield County's median household income of $61,750 falls short of the national median of $74,755, a gap of $13,005. This places the county below the national average, though it remains competitive within rural Montana.

Middle of the pack in Montana

Garfield ranks near the state average, with a median household income slightly below Montana's $62,295 state mean. The county's per capita income of $35,206 mirrors the state average of $35,700, reflecting typical earnings patterns for central Montana.

Outpacing nearby rural counties

Garfield's $61,750 median income beats Glacier County ($45,129) and Hill County ($55,313), positioning it as a stronger earner in the region. The county outperforms most neighbors while remaining below the prosperity of Jefferson County's $76,576.

Housing costs are manageable here

At 15.6%, Garfield's rent-to-income ratio stays well below the 30% affordability threshold, making housing accessible for most households. The median home value of $178,300 aligns reasonably with local incomes, though the income-to-home-value gap suggests homeownership requires significant saving.

Build savings while housing is affordable

Garfield's favorable rent-to-income ratio creates opportunity to redirect 15%+ of income toward retirement and investment accounts. With median incomes solid for the region, households here are well-positioned to benefit from early financial planning and diversified savings strategies.

Frequently Asked Questions

What is the median household income in Garfield County, Montana?
The median household income in Garfield County, Montana is $61,750, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Garfield County?
The per capita income in Garfield County is $35,206, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $61,750.
How does Garfield County compare to the Montana average?
Garfield County's median household income of $61,750 is lower than the Montana state average of $62,295. The per capita income is $35,206, compared to the state average of $35,700.
What is the per capita income in Garfield County, Montana?
The per capita income in Garfield County, Montana is $35,206, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Garfield County a low-income area in Montana?
Garfield County's median household income of $61,750 is below the Montana average of $62,295. The per capita income of $35,206 is also lower than the state average of $35,700. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Garfield County rank for income in Montana?
Garfield County ranks #29 out of 56 counties in Montana by median household income (1 = highest). With a median household income of $61,750 and per capita income of $35,206, it falls in the middle third of counties statewide.

Income Comparison Calculator

See how your household income compares in Garfield County

$
1.00x

Your income is above the Garfield County median

County median: $61,750 per year

vs. County Median

+0%

vs. State Average

-1%

vs. National Median

-17%

vs. Garfield County MedianAbout equal
vs. Montana Average1% below
vs. National Median17% below

Income Adequacy

Monthly income covers median rent6.4x

Your monthly income ($5,146) vs. median rent ($802/mo). A ratio of 3.3x or higher means rent is under 30% of income.

Sponsored

Grow Your Wealth

See how your income stacks up in Garfield County, Montana? Start investing smarter with a robo-advisor that builds a diversified portfolio for you.

Start Investing

Counties with Similar Income Levels

Sponsored

Compare Financial Products in Montana

Compare savings accounts, CDs, and money market rates from top banks to make the most of your earnings.

Compare Rates

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.