Carter County, Montana

Income Data

-16% vs. Montana average
$52,171
Median Household Income
$29,865
Per Capita Income

At a Glance

Median Household Income
$52,171
-16% vs. state avg
Per Capita Income
$29,865
-24% vs. national
Income-to-Housing Ratio
29.5%
income as % of home value
Rank in Montana
#51 / 56
by median household income

How Carter County Compares

Carter County$52,171
Montana Average$62,295
National Median$74,755

Detailed Income Statistics

$52,171
Median Household Income
$29,865
Per Capita Income
$176,600
Median Home Value
29.5%
Income-to-Housing Ratio

Data Story

About Household Income in Carter County, Montana

Carter County faces steepest income challenge

Carter County's median household income of $52,171 lags the national median of $74,755 by 30%, the widest gap among the eight counties analyzed. This reflects the acute economic pressures facing rural southeastern Montana.

Montana's lowest income in this group

Carter's $52,171 median household income runs 16% below Montana's state average of $62,295, making it the state's weakest earner among these counties. The county faces persistent economic headwinds tied to declining resource extraction.

Carter lags all regional comparisons

Carter County's $52,171 median income trails every other analyzed county, including Big Horn ($56,680) and Beaverhead ($58,072). The county represents Montana's most economically vulnerable corner in this dataset.

Low incomes, manageable housing costs

Carter's rent-to-income ratio of 16.8% runs slightly above average, and median home values of $176,600 represent 3.4 years of household income. Housing remains the most affordable expense category, but overall income insufficiency strains other budgets.

Building financial resilience in Carter

Limited incomes require disciplined budgeting and focus on financial fundamentals—establish an emergency fund before investing. Pursue skill development and education to increase earning potential, and investigate local economic development initiatives that may create opportunity.

Frequently Asked Questions

What is the median household income in Carter County, Montana?
The median household income in Carter County, Montana is $52,171, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Carter County?
The per capita income in Carter County is $29,865, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $52,171.
How does Carter County compare to the Montana average?
Carter County's median household income of $52,171 is lower than the Montana state average of $62,295. The per capita income is $29,865, compared to the state average of $35,700.
What is the per capita income in Carter County, Montana?
The per capita income in Carter County, Montana is $29,865, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Carter County a low-income area in Montana?
Carter County's median household income of $52,171 is below the Montana average of $62,295. The per capita income of $29,865 is also lower than the state average of $35,700. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Carter County rank for income in Montana?
Carter County ranks #51 out of 56 counties in Montana by median household income (1 = highest). With a median household income of $52,171 and per capita income of $29,865, it falls in the bottom third of counties statewide.

Income Comparison Calculator

See how your household income compares in Carter County

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Your income is above the Carter County median

County median: $52,171 per year

vs. County Median

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vs. State Average

-16%

vs. National Median

-30%

vs. Carter County MedianAbout equal
vs. Montana Average16% below
vs. National Median30% below

Income Adequacy

Monthly income covers median rent5.9x

Your monthly income ($4,348) vs. median rent ($731/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.