Montgomery County, Mississippi

Income Data

-7% vs. Mississippi average
$45,057
Median Household Income
$26,387
Per Capita Income

At a Glance

Median Household Income
$45,057
-7% vs. state avg
Per Capita Income
$26,387
-33% vs. national
Income-to-Housing Ratio
40.7%
income as % of home value
Rank in Mississippi
#51 / 82
by median household income

How Montgomery County Compares

Montgomery County$45,057
Mississippi Average$48,514
National Median$74,755

Detailed Income Statistics

$45,057
Median Household Income
$26,387
Per Capita Income
$110,700
Median Home Value
40.7%
Income-to-Housing Ratio

Data Story

About Household Income in Montgomery County, Mississippi

Montgomery trails national income mark

Montgomery County's median household income of $45,057 falls 40% below the national median of $74,755, placing it among lower-income counties nationwide. This gap reflects broader economic challenges in rural Mississippi compared to urban and suburban regions across the country.

Below Mississippi's county average

At $45,057, Montgomery County earns about 7% less than Mississippi's state average median household income of $48,514. The county ranks in the lower third among Mississippi's 82 counties in household earning power.

Lower income than surrounding peers

Montgomery County's median income trails nearby Newton County ($50,426) and Neshoba County ($53,087) by $5,000–$8,000 per household. However, it outpaces Noxubee County ($38,814), the lowest-earning county in this cluster.

Rent remains affordable here

With a rent-to-income ratio of 18.2%, Montgomery County residents spend less than one-fifth of earnings on housing, well below the national affordability threshold of 30%. The median home value of $110,700 is accessible to working families in the county.

Build savings despite modest income

Montgomery County's affordable housing costs create an opportunity to prioritize savings and retirement planning. Even modest households can benefit from employer 401(k) plans, IRAs, and emergency funds—consult local nonprofits or libraries for free financial literacy resources.

Frequently Asked Questions

What is the median household income in Montgomery County, Mississippi?
The median household income in Montgomery County, Mississippi is $45,057, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Montgomery County?
The per capita income in Montgomery County is $26,387, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $45,057.
How does Montgomery County compare to the Mississippi average?
Montgomery County's median household income of $45,057 is lower than the Mississippi state average of $48,514. The per capita income is $26,387, compared to the state average of $27,136.
What is the per capita income in Montgomery County, Mississippi?
The per capita income in Montgomery County, Mississippi is $26,387, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Montgomery County a low-income area in Mississippi?
Montgomery County's median household income of $45,057 is below the Mississippi average of $48,514. The per capita income of $26,387 is also lower than the state average of $27,136. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Montgomery County rank for income in Mississippi?
Montgomery County ranks #51 out of 82 counties in Mississippi by median household income (1 = highest). With a median household income of $45,057 and per capita income of $26,387, it falls in the middle third of counties statewide.

Income Comparison Calculator

See how your household income compares in Montgomery County

$
1.00x

Your income is above the Montgomery County median

County median: $45,057 per year

vs. County Median

+0%

vs. State Average

-7%

vs. National Median

-40%

vs. Montgomery County MedianAbout equal
vs. Mississippi Average7% below
vs. National Median40% below

Income Adequacy

Monthly income covers median rent5.5x

Your monthly income ($3,755) vs. median rent ($682/mo). A ratio of 3.3x or higher means rent is under 30% of income.

Sponsored

Grow Your Wealth

See how your income stacks up in Montgomery County, Mississippi? Start investing smarter with a robo-advisor that builds a diversified portfolio for you.

Start Investing

Counties with Similar Income Levels

Sponsored

Compare Financial Products in Mississippi

Compare savings accounts, CDs, and money market rates from top banks to make the most of your earnings.

Compare Rates

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.