Ramsey County, Minnesota

Income Data

+7% vs. Minnesota average
$81,004
Median Household Income
$45,193
Per Capita Income

At a Glance

Median Household Income
$81,004
+7% vs. state avg
Per Capita Income
$45,193
+15% vs. national
Income-to-Housing Ratio
26.6%
income as % of home value
Rank in Minnesota
#17 / 87
by median household income

How Ramsey County Compares

Ramsey County$81,004
Minnesota Average$75,757
National Median$74,755

Detailed Income Statistics

$81,004
Median Household Income
$45,193
Per Capita Income
$304,900
Median Home Value
26.6%
Income-to-Housing Ratio

Data Story

About Household Income in Ramsey County, Minnesota

Ramsey Outearns National Average Significantly

Ramsey County's median household income of $81,004 exceeds the national median of $74,755 by 8.3%, placing it well above average. The county ranks in the upper quarter of U.S. income distribution, driven by its urban St. Paul economy.

Minnesota's Wealthiest County

Ramsey County leads Minnesota with a median household income of $81,004, significantly surpassing the state average of $75,757 by over $5,200. As home to Minnesota's second-largest city, the county anchors the state's economic strength.

Dramatically Outpaces Rural Neighbors

Ramsey's $81,004 median towers over surrounding rural counties: Pennington ($72,561), Polk ($69,136), and Pine ($69,666) all fall $11,000–$12,000 below. The urban-rural income divide is starkly visible across the region.

High Income, High Housing Costs

Ramsey County's 19.2% rent-to-income ratio is notably elevated, reflecting premium urban housing at $304,900 median value. While incomes are strong, residents allocate a larger share to housing than rural peers.

Leverage Prosperity for Wealth Building

Ramsey County's $81,004 median income positions households to save substantially after housing and living expenses. Advanced strategies like tax-loss harvesting, diversified investments, and wealth-transfer planning can maximize long-term financial growth.

Frequently Asked Questions

What is the median household income in Ramsey County, Minnesota?
The median household income in Ramsey County, Minnesota is $81,004, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Ramsey County?
The per capita income in Ramsey County is $45,193, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $81,004.
How does Ramsey County compare to the Minnesota average?
Ramsey County's median household income of $81,004 is higher than the Minnesota state average of $75,757. The per capita income is $45,193, compared to the state average of $39,335.
What is the per capita income in Ramsey County, Minnesota?
The per capita income in Ramsey County, Minnesota is $45,193, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is Ramsey County income higher than the Minnesota average?
Ramsey County's median household income of $81,004 is higher than the Minnesota average of $75,757. This difference of $5,247 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does Ramsey County rank for income in Minnesota?
Ramsey County ranks #17 out of 87 counties in Minnesota by median household income (1 = highest). With a median household income of $81,004 and per capita income of $45,193, it falls in the top third of counties statewide.

Income Comparison Calculator

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County median: $81,004 per year

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vs. State Average

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vs. National Median8% above

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.