Polk County, Minnesota
Income Data
U.S. Census Bureau ACSAt a Glance
Economic Indicators
How Polk County Compares
Detailed Income Statistics
Income Advisory: Polk County
Income Verdict
Polk County has a median household income of $69,136 and per capita income of $36,332 — a gap of $32,804, suggesting a typical mix of dual-income and single-earner households.
Housing Affordability
With median gross rent at $843/month and a median household income of $69,136, rent consumes approximately 14.6% of monthly income — well within affordable thresholds.
Economic Context
A median household income of $69,136 suggests moderate-to-strong purchasing power, generally sufficient to cover essentials with room for discretionary spending in most markets. Per capita income of $36,332 is in line with national norms for individual earners.
Neighbor Context
Polk County earns approximately 8.7% below the Minnesota state median household income of $75,757.
Data Story
About Household Income in Polk County, Minnesota
Polk Income Lags National Average
Polk County's median household income of $69,136 trails the national median of $74,755 by roughly 7.5%. The county falls in the lower-middle segment of U.S. income distribution.
Below-Average Earner for Minnesota
Polk County's $69,136 median income sits below Minnesota's state average of $75,757, placing it among the less affluent counties statewide. The $6,600 gap reflects rural northern Minnesota economic patterns.
Middle of the Regional Pack
Polk's $69,136 sits between lower-income Pipestone ($66,073) and higher-income Pennington ($72,561), making it a typical community in northwestern Minnesota. The county earns less than prosperous Ramsey County ($81,004) by over $11,000.
Moderate Housing Affordability
Polk County's 14.6% rent-to-income ratio shows housing costs are sustainable at current income levels. With a median home value of $211,100, homeownership remains achievable for most working households.
Maximize Every Dollar Earned
Polk County households earning $69,136 benefit from reasonable housing costs, leaving room for financial planning. Automating savings, using employer matching on retirement plans, and diversifying investments can accelerate wealth accumulation.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Polk County median
County median: $69,136 per year
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vs. State Average
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vs. National Median
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Income Adequacy
Your monthly income ($5,761) vs. median rent ($843/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.