Clearwater County, Minnesota
Income Data
At a Glance
How Clearwater County Compares
Detailed Income Statistics
Data Story
About Household Income in Clearwater County, Minnesota
Clearwater Significantly Below National
Clearwater County's median household income of $64,934 trails the U.S. median of $74,755 by 13.2 percent, placing it among the lowest regionally. This $9,821 shortfall reflects rural economic constraints and limited high-wage employment opportunities.
Well Below Minnesota State Norms
Clearwater ranks notably below Minnesota's state median of $75,757, earning $10,823 less per household annually. Its per capita income of $32,682—the lowest among these counties—signals particularly challenging workforce earnings in this rural area.
Among Region's Lowest Earners
Clearwater's $64,934 median virtually ties Cass County ($64,937) as the lowest here, substantially trailing Carlton ($80,042) and regional averages. The county faces deep rural economic challenges requiring targeted development and workforce strategies.
Low Income, Affordable Housing Help
Clearwater's 13.7 percent rent-to-income ratio—relatively healthy for this income level—reflects median home values of just $177,100. Low housing costs partially offset income challenges, helping households stretch limited earnings.
Focus on Expense Control First
In Clearwater, building wealth begins with controlling expenses and maximizing income stability rather than investment returns. Seek free employer retirement plans, access community development financial institutions, and prioritize debt reduction before investing.
Frequently Asked Questions
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Your income is above the Clearwater County median
County median: $64,934 per year
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vs. State Average
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vs. National Median
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.