IncomeBy County

Clearwater County, Minnesota

Income Data

U.S. Census Bureau ACS
-14% vs. Minnesota average
$64,934
Median Household Income
$32,682
Per Capita Income

At a Glance

Median Household Income
$64,934
-14% vs. state avg
Per Capita Income
$32,682
-17% vs. national
Income-to-Housing Ratio
36.7%
income as % of home value
Rank in Minnesota
#80 / 87
by median household income

Economic Indicators

Unemployment Rate
N/A
Labor Force Participation
N/A

How Clearwater County Compares

Clearwater County$64,934
Minnesota Average$75,757
National Median$74,755

Detailed Income Statistics

$64,934
Median Household Income
$32,682
Per Capita Income
$177,100
Median Home Value
36.7%
Income-to-Housing Ratio

Income Advisory: Clearwater County

Income Verdict

Clearwater County has a median household income of $64,934 and per capita income of $32,682 — a gap of $32,252, suggesting a typical mix of dual-income and single-earner households.

Housing Affordability

With median gross rent at $740/month and a median household income of $64,934, rent consumes approximately 13.7% of monthly income — well within affordable thresholds.

Economic Context

With a median household income of $64,934, residents of Clearwater County likely face budget constraints in higher-cost regions but may find cost of living manageable locally. Per capita income of $32,682 is in line with national norms for individual earners.

Neighbor Context

Clearwater County earns approximately 14.3% below the Minnesota state median household income of $75,757.

Data Story

About Household Income in Clearwater County, Minnesota

Clearwater Significantly Below National

Clearwater County's median household income of $64,934 trails the U.S. median of $74,755 by 13.2 percent, placing it among the lowest regionally. This $9,821 shortfall reflects rural economic constraints and limited high-wage employment opportunities.

Well Below Minnesota State Norms

Clearwater ranks notably below Minnesota's state median of $75,757, earning $10,823 less per household annually. Its per capita income of $32,682—the lowest among these counties—signals particularly challenging workforce earnings in this rural area.

Among Region's Lowest Earners

Clearwater's $64,934 median virtually ties Cass County ($64,937) as the lowest here, substantially trailing Carlton ($80,042) and regional averages. The county faces deep rural economic challenges requiring targeted development and workforce strategies.

Low Income, Affordable Housing Help

Clearwater's 13.7 percent rent-to-income ratio—relatively healthy for this income level—reflects median home values of just $177,100. Low housing costs partially offset income challenges, helping households stretch limited earnings.

Focus on Expense Control First

In Clearwater, building wealth begins with controlling expenses and maximizing income stability rather than investment returns. Seek free employer retirement plans, access community development financial institutions, and prioritize debt reduction before investing.

Frequently Asked Questions

What is the median household income in Clearwater County, Minnesota?
The median household income in Clearwater County, Minnesota is $64,934, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Clearwater County?
The per capita income in Clearwater County is $32,682, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $64,934.
How does Clearwater County compare to the Minnesota average?
Clearwater County's median household income of $64,934 is lower than the Minnesota state average of $75,757. The per capita income is $32,682, compared to the state average of $39,335.
What is the per capita income in Clearwater County, Minnesota?
The per capita income in Clearwater County, Minnesota is $32,682, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Clearwater County a low-income area in Minnesota?
Clearwater County's median household income of $64,934 is below the Minnesota average of $75,757. The per capita income of $32,682 is also lower than the state average of $39,335. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Clearwater County rank for income in Minnesota?
Clearwater County ranks #80 out of 87 counties in Minnesota by median household income (1 = highest). With a median household income of $64,934 and per capita income of $32,682, it falls in the bottom third of counties statewide.

Income Comparison Calculator

See how your household income compares in Clearwater County

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Your income is above the Clearwater County median

County median: $64,934 per year

vs. County Median

+0%

vs. State Average

-14%

vs. National Median

-13%

vs. Clearwater County MedianAbout equal
vs. Minnesota Average▼ 14% below
vs. National Median▼ 13% below

Income Adequacy

Monthly income covers median rent7.3x

Your monthly income ($5,411) vs. median rent ($740/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Counties with Similar Income Levels

Cass County
Minnesota
$64,937
+0%
Peoria County
Illinois
$64,938
+0%
Person County
North Carolina
$64,927
+0%
Anderson County
Kansas
$64,925
+0%
Plumas County
California
$64,946
+0%
Union County
Florida
$64,922
+0%
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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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