Chippewa County, Minnesota
Income Data
At a Glance
How Chippewa County Compares
Detailed Income Statistics
Data Story
About Household Income in Chippewa County, Minnesota
Chippewa Below National Baseline
Chippewa County's median household income of $69,192 falls 7.5 percent short of the U.S. median of $74,755. This $5,563 gap places the county in the lower-middle range nationally, reflecting rural economic constraints.
Below Minnesota's State Average
Chippewa ranks below Minnesota's state median of $75,757 by $6,565 annually per household. With per capita income of $35,205—well below the state average of $39,335—the county faces workforce earnings challenges typical of agricultural and rural regions.
Mid-Range Among Regional Counties
Chippewa's $69,192 median positions it between lower-income Cass and Clearwater counties and higher-earning Carlton and Clay. The county reflects typical rural Minnesota economics, with limited high-wage job clusters offsetting agricultural and small-business revenue.
Affordable Housing Offsets Low Income
Chippewa's low rent-to-income ratio of 14.7 percent—alongside median home values of just $149,000—makes housing accessible despite modest earnings. This affordability advantage helps households stretch limited income further.
Low-Cost Living Creates Opportunity
Chippewa's low cost of living relative to income creates surprising wealth-building potential if households save consistently. Even saving 5-10 percent of the median $69,192 income compounds significantly over decades in rural markets.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Chippewa County median
County median: $69,192 per year
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vs. State Average
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vs. National Median
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Income Adequacy
Your monthly income ($5,766) vs. median rent ($846/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.