Chippewa County, Minnesota

Income Data

-9% vs. Minnesota average
$69,192
Median Household Income
$35,205
Per Capita Income

At a Glance

Median Household Income
$69,192
-9% vs. state avg
Per Capita Income
$35,205
-11% vs. national
Income-to-Housing Ratio
46.4%
income as % of home value
Rank in Minnesota
#63 / 87
by median household income

How Chippewa County Compares

Chippewa County$69,192
Minnesota Average$75,757
National Median$74,755

Detailed Income Statistics

$69,192
Median Household Income
$35,205
Per Capita Income
$149,000
Median Home Value
46.4%
Income-to-Housing Ratio

Data Story

About Household Income in Chippewa County, Minnesota

Chippewa Below National Baseline

Chippewa County's median household income of $69,192 falls 7.5 percent short of the U.S. median of $74,755. This $5,563 gap places the county in the lower-middle range nationally, reflecting rural economic constraints.

Below Minnesota's State Average

Chippewa ranks below Minnesota's state median of $75,757 by $6,565 annually per household. With per capita income of $35,205—well below the state average of $39,335—the county faces workforce earnings challenges typical of agricultural and rural regions.

Mid-Range Among Regional Counties

Chippewa's $69,192 median positions it between lower-income Cass and Clearwater counties and higher-earning Carlton and Clay. The county reflects typical rural Minnesota economics, with limited high-wage job clusters offsetting agricultural and small-business revenue.

Affordable Housing Offsets Low Income

Chippewa's low rent-to-income ratio of 14.7 percent—alongside median home values of just $149,000—makes housing accessible despite modest earnings. This affordability advantage helps households stretch limited income further.

Low-Cost Living Creates Opportunity

Chippewa's low cost of living relative to income creates surprising wealth-building potential if households save consistently. Even saving 5-10 percent of the median $69,192 income compounds significantly over decades in rural markets.

Frequently Asked Questions

What is the median household income in Chippewa County, Minnesota?
The median household income in Chippewa County, Minnesota is $69,192, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Chippewa County?
The per capita income in Chippewa County is $35,205, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $69,192.
How does Chippewa County compare to the Minnesota average?
Chippewa County's median household income of $69,192 is lower than the Minnesota state average of $75,757. The per capita income is $35,205, compared to the state average of $39,335.
What is the per capita income in Chippewa County, Minnesota?
The per capita income in Chippewa County, Minnesota is $35,205, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Chippewa County a low-income area in Minnesota?
Chippewa County's median household income of $69,192 is below the Minnesota average of $75,757. The per capita income of $35,205 is also lower than the state average of $39,335. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Chippewa County rank for income in Minnesota?
Chippewa County ranks #63 out of 87 counties in Minnesota by median household income (1 = highest). With a median household income of $69,192 and per capita income of $35,205, it falls in the bottom third of counties statewide.

Income Comparison Calculator

See how your household income compares in Chippewa County

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County median: $69,192 per year

vs. County Median

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vs. State Average

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vs. National Median

-7%

vs. Chippewa County MedianAbout equal
vs. Minnesota Average9% below
vs. National Median7% below

Income Adequacy

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.