Saginaw County, Michigan

Income Data

-9% vs. Michigan average
$58,347
Median Household Income
$33,992
Per Capita Income

At a Glance

Median Household Income
$58,347
-9% vs. state avg
Per Capita Income
$33,992
-14% vs. national
Income-to-Housing Ratio
41.9%
income as % of home value
Rank in Michigan
#57 / 83
by median household income

How Saginaw County Compares

Saginaw County$58,347
Michigan Average$64,304
National Median$74,755

Detailed Income Statistics

$58,347
Median Household Income
$33,992
Per Capita Income
$139,400
Median Home Value
41.9%
Income-to-Housing Ratio

Data Story

About Household Income in Saginaw County, Michigan

Saginaw lags behind national income benchmarks

Saginaw County's median household income of $58,347 falls 22% below the national median of $74,755, placing it in the lower tier nationally. This gap suggests families here have less purchasing power than the typical American household, affecting everything from housing to daily expenses.

Below Michigan's county average

At $58,347, Saginaw's median household income trails Michigan's county average of $64,304 by roughly $6,000 annually. The county ranks in the lower half of Michigan's 83 counties, reflecting economic challenges in the region.

Saginaw's income gap among peers

Saginaw households earn less than neighboring Shiawassee County ($64,464) and St. Clair County ($69,349), but slightly more than Schoolcraft County ($57,708). These comparisons show uneven economic development across Michigan's mid-state region.

Housing costs are manageable here

Saginaw's rent-to-income ratio of 18.9% is slightly elevated but still within acceptable ranges, meaning housing consumes less than one-fifth of typical household income. The median home value of $139,400 remains accessible relative to median earnings, supporting housing stability for many residents.

Build financial resilience in Saginaw

With median income at $58,347, establishing an emergency fund and low-cost investment accounts can help Saginaw families weather economic shifts. Even small, regular contributions to retirement savings compound significantly over time, creating long-term wealth despite current income constraints.

Frequently Asked Questions

What is the median household income in Saginaw County, Michigan?
The median household income in Saginaw County, Michigan is $58,347, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Saginaw County?
The per capita income in Saginaw County is $33,992, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $58,347.
How does Saginaw County compare to the Michigan average?
Saginaw County's median household income of $58,347 is lower than the Michigan state average of $64,304. The per capita income is $33,992, compared to the state average of $35,451.
What is the per capita income in Saginaw County, Michigan?
The per capita income in Saginaw County, Michigan is $33,992, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Saginaw County a low-income area in Michigan?
Saginaw County's median household income of $58,347 is below the Michigan average of $64,304. The per capita income of $33,992 is also lower than the state average of $35,451. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Saginaw County rank for income in Michigan?
Saginaw County ranks #57 out of 83 counties in Michigan by median household income (1 = highest). With a median household income of $58,347 and per capita income of $33,992, it falls in the bottom third of counties statewide.

Income Comparison Calculator

See how your household income compares in Saginaw County

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Your income is above the Saginaw County median

County median: $58,347 per year

vs. County Median

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vs. State Average

-9%

vs. National Median

-22%

vs. Saginaw County MedianAbout equal
vs. Michigan Average9% below
vs. National Median22% below

Income Adequacy

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Your monthly income ($4,862) vs. median rent ($921/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.