Saginaw County, Michigan
Income Data
At a Glance
How Saginaw County Compares
Detailed Income Statistics
Data Story
About Household Income in Saginaw County, Michigan
Saginaw lags behind national income benchmarks
Saginaw County's median household income of $58,347 falls 22% below the national median of $74,755, placing it in the lower tier nationally. This gap suggests families here have less purchasing power than the typical American household, affecting everything from housing to daily expenses.
Below Michigan's county average
At $58,347, Saginaw's median household income trails Michigan's county average of $64,304 by roughly $6,000 annually. The county ranks in the lower half of Michigan's 83 counties, reflecting economic challenges in the region.
Saginaw's income gap among peers
Saginaw households earn less than neighboring Shiawassee County ($64,464) and St. Clair County ($69,349), but slightly more than Schoolcraft County ($57,708). These comparisons show uneven economic development across Michigan's mid-state region.
Housing costs are manageable here
Saginaw's rent-to-income ratio of 18.9% is slightly elevated but still within acceptable ranges, meaning housing consumes less than one-fifth of typical household income. The median home value of $139,400 remains accessible relative to median earnings, supporting housing stability for many residents.
Build financial resilience in Saginaw
With median income at $58,347, establishing an emergency fund and low-cost investment accounts can help Saginaw families weather economic shifts. Even small, regular contributions to retirement savings compound significantly over time, creating long-term wealth despite current income constraints.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Saginaw County median
County median: $58,347 per year
vs. County Median
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vs. State Average
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vs. National Median
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Income Adequacy
Your monthly income ($4,862) vs. median rent ($921/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.