IncomeBy County

Roscommon County, Michigan

Income Data

-16% vs. Michigan average
$54,106
Median Household Income
$37,099
Per Capita Income

At a Glance

Median Household Income
$54,106
-16% vs. state avg
Per Capita Income
$37,099
-6% vs. national
Income-to-Housing Ratio
36.6%
income as % of home value
Rank in Michigan
#70 / 83
by median household income

How Roscommon County Compares

Roscommon County$54,106
Michigan Average$64,304
National Median$74,755

Detailed Income Statistics

$54,106
Median Household Income
$37,099
Per Capita Income
$148,000
Median Home Value
36.6%
Income-to-Housing Ratio

Data Story

About Household Income in Roscommon County, Michigan

Roscommon significantly trails national income

Roscommon County's median household income of $54,106 falls $20,649 below the national median of $74,755, placing it in the lower quartile of U.S. counties. This gap reflects economic challenges common to rural counties transitioning away from forestry and manufacturing toward tourism and service employment. Households here earn roughly 72% of the national median.

Roscommon ranks low within Michigan

At $54,106, Roscommon's median household income trails Michigan's state median of $64,304 by about $10,200, placing it clearly in the lower half of the state's counties. Per capita income of $37,099 exceeds the state average of $35,451 by about 5%, a modest bright spot suggesting some concentrated wealth among retirees. Overall economic conditions remain challenging for working-age residents.

Roscommon in lower-middle of peer group

Roscommon's $54,106 income ranks in the lower tier of regional peers, above only Oscoda ($50,581) and tied near Ogemaw ($51,983) and Ontonagon ($51,844). It trails Osceola ($57,050) by nearly $3,000 and significantly lags Otsego ($67,285) and Ottawa ($87,144). This positioning reflects Roscommon's continued dependence on declining resource-based industries.

Rising rents squeeze household budgets

Roscommon's rent-to-income ratio of 17.5% exceeds the healthy 15% threshold, indicating renters spend a significant share of income on housing costs. Median home values of $148,000 are moderate but consume a larger percentage of income than in better-paying counties. Households must budget tightly to cover housing, healthcare, and other essentials.

Modest savings compound over decades

Despite tight budgets, Roscommon residents can build wealth through automated savings—even $75–100 monthly invested consistently in index funds creates meaningful wealth over 25+ years. Prioritize any employer retirement benefits and explore zero-fee investment accounts offered by nonprofits or libraries. Small, regular financial discipline transforms constrained current income into future security.

Frequently Asked Questions

What is the median household income in Roscommon County, Michigan?
The median household income in Roscommon County, Michigan is $54,106, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Roscommon County?
The per capita income in Roscommon County is $37,099, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $54,106.
How does Roscommon County compare to the Michigan average?
Roscommon County's median household income of $54,106 is lower than the Michigan state average of $64,304. The per capita income is $37,099, compared to the state average of $35,451.
What is the per capita income in Roscommon County, Michigan?
The per capita income in Roscommon County, Michigan is $37,099, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Roscommon County a low-income area in Michigan?
Roscommon County's median household income of $54,106 is below the Michigan average of $64,304. The per capita income of $37,099 is also comparable to the state average of $35,451. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Roscommon County rank for income in Michigan?
Roscommon County ranks #70 out of 83 counties in Michigan by median household income (1 = highest). With a median household income of $54,106 and per capita income of $37,099, it falls in the bottom third of counties statewide.

Income Comparison Calculator

See how your household income compares in Roscommon County

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Your income is above the Roscommon County median

County median: $54,106 per year

vs. County Median

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vs. State Average

-16%

vs. National Median

-28%

vs. Roscommon County MedianAbout equal
vs. Michigan Average▼ 16% below
vs. National Median▼ 28% below

Income Adequacy

Monthly income covers median rent5.7x

Your monthly income ($4,509) vs. median rent ($789/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Counties with Similar Income Levels

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$54,114
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Pittsylvania County
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$54,115
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Warren County
Tennessee
$54,088
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Bath County
Kentucky
$54,128
+0%
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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