Midland County, Michigan

Income Data

+21% vs. Michigan average
$77,538
Median Household Income
$42,734
Per Capita Income

At a Glance

Median Household Income
$77,538
+21% vs. state avg
Per Capita Income
$42,734
+8% vs. national
Income-to-Housing Ratio
42.1%
income as % of home value
Rank in Michigan
#12 / 83
by median household income

How Midland County Compares

Midland County$77,538
Michigan Average$64,304
National Median$74,755

Detailed Income Statistics

$77,538
Median Household Income
$42,734
Per Capita Income
$184,300
Median Home Value
42.1%
Income-to-Housing Ratio

Data Story

About Household Income in Midland County, Michigan

Midland exceeds national income average

Midland County's median household income of $77,538 exceeds the national median of $74,755 by $2,783, placing it in the upper-middle tier of U.S. counties. This strong performance reflects a diversified economy anchored by the Dow Chemical Company and related chemical manufacturing. Midland ranks among the top 30% of U.S. counties for household income.

Michigan's highest-income surveyed county

At $77,538, Midland County ranks approximately 5th among Michigan's 83 counties, exceeding the state average of $64,304 by $13,234 and leading all eight surveyed counties. The county's median income reflects a highly educated workforce and strong industrial presence. Only a handful of Michigan counties—primarily Oakland and nearby affluent areas—surpass Midland's earnings.

Midland leads all regional peers

Midland County ($77,538) substantially outearns surveyed neighboring counties, exceeding Macomb County ($76,399) by $1,139 and leading Marquette ($64,675) by nearly $13,000. The county's income advantage reflects Dow Chemical's significant employment base and well-compensated workforce. No other surveyed county comes within $11,000 of Midland's median household income.

Strong income offsets modest housing costs

Midland County's 15.1% rent-to-income ratio is the second-best among surveyed counties, allowing households substantial income flexibility for savings and investments. The median home value of $184,300 requires just 2.4 years of household income—the lowest ownership ratio profiled. Strong incomes paired with reasonable housing create excellent financial stability.

Midland incomes enable aggressive investing

Midland County households earning $77,538 have substantial capacity to maximize 401(k) contributions ($23,500 annually), fund HSAs, and invest in taxable brokerage accounts simultaneously. The county's stable chemical and industrial employment base supports long-term financial planning; consider diversifying beyond primary residence into rental properties or index funds. Working with a financial planner at this income level can unlock substantial wealth-building acceleration.

Frequently Asked Questions

What is the median household income in Midland County, Michigan?
The median household income in Midland County, Michigan is $77,538, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Midland County?
The per capita income in Midland County is $42,734, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $77,538.
How does Midland County compare to the Michigan average?
Midland County's median household income of $77,538 is higher than the Michigan state average of $64,304. The per capita income is $42,734, compared to the state average of $35,451.
What is the per capita income in Midland County, Michigan?
The per capita income in Midland County, Michigan is $42,734, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is Midland County income higher than the Michigan average?
Midland County's median household income of $77,538 is higher than the Michigan average of $64,304. This difference of $13,234 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does Midland County rank for income in Michigan?
Midland County ranks #12 out of 83 counties in Michigan by median household income (1 = highest). With a median household income of $77,538 and per capita income of $42,734, it falls in the top third of counties statewide.

Income Comparison Calculator

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County median: $77,538 per year

vs. County Median

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vs. State Average

+21%

vs. National Median

+4%

vs. Midland County MedianAbout equal
vs. Michigan Average21% above
vs. National Median4% above

Income Adequacy

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.