Midland County, Michigan
Income Data
At a Glance
How Midland County Compares
Detailed Income Statistics
Data Story
About Household Income in Midland County, Michigan
Midland exceeds national income average
Midland County's median household income of $77,538 exceeds the national median of $74,755 by $2,783, placing it in the upper-middle tier of U.S. counties. This strong performance reflects a diversified economy anchored by the Dow Chemical Company and related chemical manufacturing. Midland ranks among the top 30% of U.S. counties for household income.
Michigan's highest-income surveyed county
At $77,538, Midland County ranks approximately 5th among Michigan's 83 counties, exceeding the state average of $64,304 by $13,234 and leading all eight surveyed counties. The county's median income reflects a highly educated workforce and strong industrial presence. Only a handful of Michigan counties—primarily Oakland and nearby affluent areas—surpass Midland's earnings.
Midland leads all regional peers
Midland County ($77,538) substantially outearns surveyed neighboring counties, exceeding Macomb County ($76,399) by $1,139 and leading Marquette ($64,675) by nearly $13,000. The county's income advantage reflects Dow Chemical's significant employment base and well-compensated workforce. No other surveyed county comes within $11,000 of Midland's median household income.
Strong income offsets modest housing costs
Midland County's 15.1% rent-to-income ratio is the second-best among surveyed counties, allowing households substantial income flexibility for savings and investments. The median home value of $184,300 requires just 2.4 years of household income—the lowest ownership ratio profiled. Strong incomes paired with reasonable housing create excellent financial stability.
Midland incomes enable aggressive investing
Midland County households earning $77,538 have substantial capacity to maximize 401(k) contributions ($23,500 annually), fund HSAs, and invest in taxable brokerage accounts simultaneously. The county's stable chemical and industrial employment base supports long-term financial planning; consider diversifying beyond primary residence into rental properties or index funds. Working with a financial planner at this income level can unlock substantial wealth-building acceleration.
Frequently Asked Questions
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.