IncomeBy County

Mackinac County, Michigan

Income Data

-9% vs. Michigan average
$58,598
Median Household Income
$34,862
Per Capita Income

At a Glance

Median Household Income
$58,598
-9% vs. state avg
Per Capita Income
$34,862
-12% vs. national
Income-to-Housing Ratio
35.4%
income as % of home value
Rank in Michigan
#56 / 83
by median household income

How Mackinac County Compares

Mackinac County$58,598
Michigan Average$64,304
National Median$74,755

Detailed Income Statistics

$58,598
Median Household Income
$34,862
Per Capita Income
$165,600
Median Home Value
35.4%
Income-to-Housing Ratio

Data Story

About Household Income in Mackinac County, Michigan

Mackinac lags behind national income

Mackinac County's median household income of $58,598 falls $16,157 below the national median of $74,755, placing it in the lower half of U.S. counties. This 21.6% gap reflects the county's reliance on seasonal tourism and limited high-wage employment sectors. Despite the shortfall, local wages remain stable relative to regional economic conditions.

Below Michigan's county average

At $58,598, Mackinac County ranks near the bottom of Michigan's 83 counties, trailing the state average of $64,304 by nearly $5,700. The county's median income places it in approximately the 25th percentile statewide. This positioning reflects broader economic challenges in Michigan's Upper Peninsula.

Middle ground among UP counties

Mackinac County ($58,598) sits between Menominee County's $55,688 and Marquette County's $64,675, reflecting the income diversity across Michigan's Upper Peninsula. Compared to nearby Manistee County ($60,879), Mackinac trails by about $2,300. The variation suggests different economic bases—tourism, timber, and government services shape each county's wage profile.

Housing costs manageable here

Mackinac County's 15.6% rent-to-income ratio sits well below the 30% affordability benchmark, meaning housing remains accessible to most renters. With a median home value of $165,600, homeownership requires roughly 2.8 years of median household income—reasonable for the region. Both metrics suggest that while incomes are modest, the cost of living remains proportionate.

Building financial security on modest income

Even at $58,598, Mackinac County households can build wealth through consistent savings and smart investments; starting with a 3–6 month emergency fund is the critical first step. Consider local financial institutions offering low-cost retirement accounts and explore employer 401(k) matches if available. Homeownership at median values under $166,000 remains an achievable wealth-building tool for disciplined savers.

Frequently Asked Questions

What is the median household income in Mackinac County, Michigan?
The median household income in Mackinac County, Michigan is $58,598, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Mackinac County?
The per capita income in Mackinac County is $34,862, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $58,598.
How does Mackinac County compare to the Michigan average?
Mackinac County's median household income of $58,598 is lower than the Michigan state average of $64,304. The per capita income is $34,862, compared to the state average of $35,451.
What is the per capita income in Mackinac County, Michigan?
The per capita income in Mackinac County, Michigan is $34,862, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Mackinac County a low-income area in Michigan?
Mackinac County's median household income of $58,598 is below the Michigan average of $64,304. The per capita income of $34,862 is also lower than the state average of $35,451. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Mackinac County rank for income in Michigan?
Mackinac County ranks #56 out of 83 counties in Michigan by median household income (1 = highest). With a median household income of $58,598 and per capita income of $34,862, it falls in the middle third of counties statewide.

Income Comparison Calculator

See how your household income compares in Mackinac County

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Your income is above the Mackinac County median

County median: $58,598 per year

vs. County Median

+0%

vs. State Average

-9%

vs. National Median

-22%

vs. Mackinac County MedianAbout equal
vs. Michigan Average▼ 9% below
vs. National Median▼ 22% below

Income Adequacy

Monthly income covers median rent6.4x

Your monthly income ($4,883) vs. median rent ($761/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Counties with Similar Income Levels

Crawford County
Michigan
$58,614
+0%
Fulton County
Illinois
$58,617
+0%
Tippecanoe County
Indiana
$58,622
+0%
Madison County
North Carolina
$58,628
+0%
Marion County
Florida
$58,535
+0%
Franklin County
Maine
$58,522
+0%
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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