IncomeBy County

Chippewa County, Michigan

Income Data

-6% vs. Michigan average
$60,631
Median Household Income
$30,609
Per Capita Income

At a Glance

Median Household Income
$60,631
-6% vs. state avg
Per Capita Income
$30,609
-22% vs. national
Income-to-Housing Ratio
39.6%
income as % of home value
Rank in Michigan
#48 / 83
by median household income

How Chippewa County Compares

Chippewa County$60,631
Michigan Average$64,304
National Median$74,755

Detailed Income Statistics

$60,631
Median Household Income
$30,609
Per Capita Income
$153,100
Median Home Value
39.6%
Income-to-Housing Ratio

Data Story

About Household Income in Chippewa County, Michigan

Chippewa trails the national income average

Chippewa County's median household income of $60,631 sits $14,124 below the U.S. median of $74,755, placing it in the lower half of American counties. This gap reflects both local economic conditions and broader rural Michigan income patterns that lag coastal and urban centers nationwide.

Below Michigan's county median

At $60,631, Chippewa County earns about 6% less than Michigan's average median household income of $64,304. Within the state's 83 counties, this positions Chippewa in the lower-middle tier of income earners.

Stronger than northern peers

Chippewa's $60,631 median outpaces Crawford County ($58,614) and Clare County ($49,805), but trails Dickinson County ($61,882) and Emmet County ($73,724) in the region. The variation across neighboring counties suggests that local industry and employment diversity significantly shape household earnings.

Housing costs manageable here

With a rent-to-income ratio of 15.7%, Chippewa County keeps housing expenses well below the warning threshold of 30%, indicating solid affordability. A median home value of $153,100 requires roughly $24,500 annually in mortgage payments, or about 40% of median household income—reasonable for this market.

Build financial security in Chippewa

Chippewa households earning $60,631 annually have meaningful capacity to invest and save after covering basic costs. Financial advisors recommend directing 15–20% of household income toward retirement and emergency funds; at your income level, that's $9,000–$12,000 yearly toward long-term wealth building.

Frequently Asked Questions

What is the median household income in Chippewa County, Michigan?
The median household income in Chippewa County, Michigan is $60,631, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Chippewa County?
The per capita income in Chippewa County is $30,609, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $60,631.
How does Chippewa County compare to the Michigan average?
Chippewa County's median household income of $60,631 is lower than the Michigan state average of $64,304. The per capita income is $30,609, compared to the state average of $35,451.
What is the per capita income in Chippewa County, Michigan?
The per capita income in Chippewa County, Michigan is $30,609, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Chippewa County a low-income area in Michigan?
Chippewa County's median household income of $60,631 is below the Michigan average of $64,304. The per capita income of $30,609 is also lower than the state average of $35,451. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Chippewa County rank for income in Michigan?
Chippewa County ranks #48 out of 83 counties in Michigan by median household income (1 = highest). With a median household income of $60,631 and per capita income of $30,609, it falls in the middle third of counties statewide.

Income Comparison Calculator

See how your household income compares in Chippewa County

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Your income is above the Chippewa County median

County median: $60,631 per year

vs. County Median

+0%

vs. State Average

-6%

vs. National Median

-19%

vs. Chippewa County MedianAbout equal
vs. Michigan Average▼ 6% below
vs. National Median▼ 19% below

Income Adequacy

Monthly income covers median rent6.4x

Your monthly income ($5,053) vs. median rent ($793/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Counties with Similar Income Levels

Furnas County
Nebraska
$60,625
+0%
Mercer County
Pennsylvania
$60,614
+0%
Coffee County
Tennessee
$60,656
+0%
Boyd County
Kentucky
$60,659
+0%
Des Moines County
Iowa
$60,662
+0%
Daviess County
Missouri
$60,665
+0%
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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