Spalding County, Georgia
Income Data
At a Glance
How Spalding County Compares
Detailed Income Statistics
Data Story
About Household Income in Spalding County, Georgia
Spalding sits at Georgia's income midpoint
Spalding County's median household income of $60,217 trails the national median of $74,755 by 19%, placing it in the lower-middle-income range nationally. Despite this gap, the county performs better than most rural Georgia peers.
Slightly above Georgia's state average
At $60,217, Spalding County edges out Georgia's state average of $60,488 by a hair, ranking it in the state's middle-income band. The county's solid per-capita income of $36,803 suggests a more diversified earning base than many rural neighbors.
Regional income leader among peers
Spalding County's $60,217 income outpaces most neighbors, trailing only Rockdale County ($72,349) significantly. The county substantially outearns Richmond ($53,197), Screven ($53,017), Seminole ($49,559), and Stephens ($52,264), anchoring the region's middle tier.
Solid affordability with healthy ownership prospects
Spalding County's rent-to-income ratio of 21.0% sits safely below the 30% threshold, ensuring manageable housing costs. With a median home value of $196,600 and household income of $60,217, residents achieve reasonable mortgage qualification and steady equity building.
Strong foundation for retirement and investment planning
Spalding residents earning $60,217 should establish consistent monthly contributions to retirement and diversified investment accounts. With above-average per-capita income and solid housing affordability, families can realistically save 12–15% monthly and compound wealth significantly over time.
Frequently Asked Questions
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.