Putnam County, Florida

Income Data

-28% vs. Florida average
$47,256
Median Household Income
$26,908
Per Capita Income

At a Glance

Median Household Income
$47,256
-28% vs. state avg
Per Capita Income
$26,908
-32% vs. national
Income-to-Housing Ratio
32.1%
income as % of home value
Rank in Florida
#63 / 67
by median household income

How Putnam County Compares

Putnam County$47,256
Florida Average$65,468
National Median$74,755

Detailed Income Statistics

$47,256
Median Household Income
$26,908
Per Capita Income
$147,300
Median Home Value
32.1%
Income-to-Housing Ratio

Data Story

About Household Income in Putnam County, Florida

Putnam faces significant income challenge

Putnam County's median household income of $47,256 is 37% below the national median of $74,755, making it one of Florida's most economically challenged counties. This substantial gap reflects limited employment diversity and lower wages in North-Central Florida's rural communities.

Lowest income county in survey

At $47,256, Putnam County ranks among Florida's lowest-income counties, trailing the state average of $65,468 by $18,200—nearly 28% lower. Its per capita income of $26,908 is also the lowest in the surveyed set, indicating structural economic challenges.

Significantly behind all regional peers

Putnam's $47,256 income lags all surveyed neighbors dramatically, falling nearly $16,400 below Polk County ($63,644), the next-lowest earner. This gap suggests limited job growth, smaller employer base, and fewer opportunities for higher-wage careers in the county.

Housing most affordable, but income tight

Putnam's rent-to-income ratio of 22.9% and median home value of $147,300 represent strong housing affordability, yet tight household budgets leave little room for unexpected expenses. While homeownership is theoretically affordable, lower income means less financial cushion for maintenance and property taxes.

Focus on income growth and skills training

At $47,000 median income, Putnam County households should prioritize workforce development and credential training to access higher-wage jobs. Even modest income growth of 5-10% annually can free up resources for emergency savings and long-term wealth building.

Frequently Asked Questions

What is the median household income in Putnam County, Florida?
The median household income in Putnam County, Florida is $47,256, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Putnam County?
The per capita income in Putnam County is $26,908, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $47,256.
How does Putnam County compare to the Florida average?
Putnam County's median household income of $47,256 is lower than the Florida state average of $65,468. The per capita income is $26,908, compared to the state average of $35,698.
What is the per capita income in Putnam County, Florida?
The per capita income in Putnam County, Florida is $26,908, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Putnam County a low-income area in Florida?
Putnam County's median household income of $47,256 is below the Florida average of $65,468. The per capita income of $26,908 is also lower than the state average of $35,698. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Putnam County rank for income in Florida?
Putnam County ranks #63 out of 67 counties in Florida by median household income (1 = highest). With a median household income of $47,256 and per capita income of $26,908, it falls in the bottom third of counties statewide.

Income Comparison Calculator

See how your household income compares in Putnam County

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Your income is above the Putnam County median

County median: $47,256 per year

vs. County Median

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vs. State Average

-28%

vs. National Median

-37%

vs. Putnam County MedianAbout equal
vs. Florida Average28% below
vs. National Median37% below

Income Adequacy

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Your monthly income ($3,938) vs. median rent ($902/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.