Polk County, Florida
Income Data
At a Glance
How Polk County Compares
Detailed Income Statistics
Data Story
About Household Income in Polk County, Florida
Polk trails national and state averages
Polk County's median household income of $63,644 falls 15% below the national median of $74,755. This gap reflects the county's significant agricultural, phosphate mining, and blue-collar employment base in Central Florida's working-class heartland.
Below-average earner in Florida
At $63,644, Polk County sits roughly $1,800 below Florida's state average of $65,468, ranking in the lower-middle tier of Florida's 67 counties. The county's per capita income of $31,927 also lags the state average, indicating fewer high-income households overall.
Among lowest earners in region
Polk County's $63,644 income trails all surveyed neighbors including Osceola ($68,711), Pasco ($67,384), and Pinellas ($70,293). This positions the county as a more affordable but lower-income area within the broader Tampa Bay and Central Florida region.
Most affordable housing in the region
Polk County offers exceptional housing affordability with a 24.0% rent-to-income ratio and the lowest median home value of $240,000 in the county set. This makes homeownership mathematically feasible for typical households, though tight overall budgets remain a challenge.
Strategic budgeting unlocks small wins
With median income around $63,600, Polk County households must prioritize disciplined budgeting to free up 5-10% of earnings for savings. Even $100-150 monthly in a high-yield savings account or low-cost index fund can grow meaningfully over decades.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Polk County median
County median: $63,644 per year
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vs. State Average
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vs. National Median
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Income Adequacy
Your monthly income ($5,304) vs. median rent ($1,272/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.