Holmes County, Florida
Income Data
At a Glance
How Holmes County Compares
Detailed Income Statistics
Data Story
About Household Income in Holmes County, Florida
Holmes faces significant income gap
Holmes County's median household income of $48,236 falls $26,519 below the national median of $74,755, placing it among the lowest-income counties in America. The 35% shortfall reflects the challenges of rural Panhandle economies.
Holmes ranks among Florida's lowest
At $48,236, Holmes County's median household income trails Florida's state average of $65,468 by more than $17,000. The county ranks near the bottom of Florida's 67 counties for household earnings.
Holmes struggles alongside Jackson County
Holmes County's $48,236 matches the income levels of nearby Jackson County ($47,327), both facing similar rural economic constraints. Together they represent some of Florida's most economically challenged regions.
Housing affordability is a strength
Holmes County's low rent-to-income ratio of 20.5% and median home value of $101,400 make housing the county's economic advantage. For households earning $48,000, local housing remains significantly more affordable than state and national norms.
Start small, build steady
Holmes County households at $48,000 income can build wealth through automatic savings programs and employer retirement plans, no matter how modest. Consistent contributions over time create financial progress and reduce long-term economic vulnerability.
Frequently Asked Questions
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Income Comparison Calculator
See how your household income compares in Holmes County
Your income is above the Holmes County median
County median: $48,236 per year
vs. County Median
+0%
vs. State Average
-26%
vs. National Median
-35%
Income Adequacy
Your monthly income ($4,020) vs. median rent ($823/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.